SUM YU HO
Markham,ON
Summary
Detail-oriented professional with 4+ years in AML/KYC. Strong analytical aptitude of customer due diligence process and methodology to identify patterns and trends to communicate risks to management. Successful managing multiple competing priorities and deadlines.
Overview
4
4
years of professional experience
Work History
AML/KYC Operations Analyst
RBC investor services (Randstad Canada)
09.2022 - 12.2023
- Conducting KYC due diligence searches and reviews for Low/Medium/High risk clients, including individuals, businesses, and entities
- Identifying high-risk factors and suspicious activities during KYC reviews and escalate cases to the AML team or relevant stakeholders
- Initiate enhanced due diligence (EDD) processes, involving further investigation and analysis to mitigate potential risks
- Conducting extensive public searches and research using various databases to identify red flags or negative information associated with clients
- Perform risk assessments on clients based on their SOF/SOF profile, transactional behavior, and jurisdiction to determine risk levels.
Senior KYC Officer
Grant Consultancy Services Pte Limited
10.2021 - 04.2022
- Completion of compliance documentation and onboarding activities relevant to customer
- To liaise and work with internal departments to facilitate smooth delivery of client onboarding and to accomplish assigned tasks complete and liaise with clients to obtain any missing information
- Handling KYC reviews for individual and corporate customers from China, Hong Kong, the UK, the Cayman Islands, BVI, and other countries
- Assist to clear name scanning matches with justification.
Senior Operation Officer
Ant Bank (Hong Kong)
11.2020 - 10.2021
- To assist QA team for CDD, EDD and eKYC tasks including world-check, FATCS, etc
- Assist in preparing and maintaining compliance manuals, AML policies, and CDD guideline
- Manage account opening process to ensure the compliance with internal policies and regulatory requirements
- Conducting transaction monitoring to see if any suspicious transaction or behavior
- Supporting the business units in completing internal ML/TF risk assessment materials for KYC review.
KYC Officer
China Construction Bank (Asia) Corporation Limited
11.2019 - 11.2020
- Conducting routine and non-routine KYC reviews for private banking customer
- Performing negative news searches and client name screenings
- Preparing regular reports for Management review (monthly statistic).
Education
Bachelor of Business (Management) -
University of South Australia
2019
Associate of Art (Marketing) -
College of International Education, Hong Kong Baptist University
2018
Skills
- AML Regulations Knowledge
- Enhanced Due Diligence
- AML Investigations
- Financial Crime Prevention
- Know Your Customer Procedures
- Customer Due Diligence
- Transaction Monitoring
- Due Diligence
- Problem Solving
- Attention to Detail
Languages
English
Full Professional
Cantonese
Native or Bilingual
Mandarin
Native or Bilingual
Timeline
AML/KYC Operations Analyst
RBC investor services (Randstad Canada)
09.2022 - 12.2023
Senior KYC Officer
Grant Consultancy Services Pte Limited
10.2021 - 04.2022
Senior Operation Officer
Ant Bank (Hong Kong)
11.2020 - 10.2021
KYC Officer
China Construction Bank (Asia) Corporation Limited
11.2019 - 11.2020
Bachelor of Business (Management) -
University of South Australia
Associate of Art (Marketing) -
College of International Education, Hong Kong Baptist University
ADDITIONAL SKILLS
- Proficient in Microsoft Office (Excel, Word, PowerPoint, Outlook)
- Proficient in the use of shared drive platforms (Google Drive, Microsoft OneDrive)
- Experienced in creating and managing folder structures to organize and store files efficiently.
- Skilled in setting access permissions and sharing settings to control document visibility and collaboration.
ADDITIONAL SKILLS
- Proficient in Microsoft Office (Excel, Word, PowerPoint, Outlook)
- Proficient in the use of shared drive platforms (Google Drive, Microsoft OneDrive)
- Experienced in creating and managing folder structures to organize and store files efficiently.
- Skilled in setting access permissions and sharing settings to control document visibility and collaboration.
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