Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
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SULTANA SAEYDA JAHAN

Scarborough,SK

Summary

With over 11 years of commercial banking experience, I am a highly motivated and value focused professional in various investigation roles including Anti Money Laundering (AML), Audit compliance, Risk assessment, KYC Operations etc. I have detail knowledge on AML investigations through triaging and end to end investigation by conducting analysis & research. I am actively seeking opportunities in the field of AML compliance and operational roles.

Overview

12
12
years of professional experience
1
1
Certification

Work History

AML Compliance Officer

Pubali Bank PLC
01.2021 - 03.2024
  • Reviewed KYC documentation for on-boarding new clients/accounts and updated KYC databases with the most current KYC information for existing clients/accounts to ensure that AML/ATF reviews had been performed
  • Ensured compliance with the bank’s Money Laundering & Terrorist Financing Risk Management Guidelines and ensured due diligence of retail customers
  • Analyzed client data, documentation Through KYC, CDD, EDD to determine a client risk profile as established under the policy guidelines
  • Conducted Transaction Monitoring of assigned accounts to evaluate the potential Money Laundering or Terrorists Financing
  • Executed end to end AML investigations and completed targeted on daily basis by writing STR using multiple data sources and technical analytical tools/resources
  • Conducted investigation using open-source research and internal sources as well as applied research skills to develop intelligence
  • Contributed/ collaborated/assisted as a team player to maintain best practices of meeting the Company’s AML and other report writing/transaction analysis requirements
  • Retrieved and reviewed customer documents including KYC, cheque/Bank draft images, wire details, transaction reports, and/or any other documentation required to complete the investigation
  • Conducted adverse media searches using open-source research tools, and any other available systems
  • Prepared and submitted Request for Information (RFI) in accordance with relevant policies and procedures
  • Understand the Bank’s risk appetite and risk culture; considered in day-to-day activities and maintained a sound knowledge over processes/procedures.

Trade Finance Officer

Pubali Bank PLC
01.2015 - 12.2020
  • Assess importer/ exporter’s credit risk scoring by conducting KYC documentation
  • Prepared import LC documents and online posting to central bank server
  • Managed operational activities for trade finance services, such as scrutinizing export documents prior to collection, mailing of export bills/documents to foreign banks upon endorsement of the same as per stipulated terms, and realization of bills, service charges, and commissions related to export
  • Issued and reported export and import information to the online monitoring system of the central bank and maintained export performance registers.

Consumer Credit Officer

Pubali Bank PLC
07.2012 - 12.2014
  • Processed credit applications and conducted due diligence
  • Prepared credit proposals secured disbursement authority, and meticulously documented all credit services
  • Ensured collection from overdue or delinquent accounts, including legal proceedings when necessary
  • Performed client’s credit risk scoring, client identification and KYC documentation reviews for new clients and updated KYC databases with the most current KYC information
  • Completed thorough adverse media/negative news searches, sanctions screening, and Politically Exposed Persons (PEP) screening to ensure compliance with regulatory standards and mitigated potential risks.

Education

Master of Science (M.S.) in Management & Development of International Financial System -

University of South Wales

Bachelor of Science (B.S.) in Business Finance & Marketing -

North South University

Skills

  • MSc (Financial Management) and Bachelor (Finance & Marketing) graduate with approximately more than 3 years’ AML/Financial Crime/ Compliance experience in commercial bank
  • Excellent research and analytical skills to extract information from various databases and social media to make recommendations
  • Demonstrated extensive investigation knowledge with the ability to work in a team environment and independently
  • Understand risk identification, risk analysis, and risk mitigation according to the regulatory requirements and business
  • Experience in AML/ATF investigations, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD)
  • Knowledge over FINTRAC, FINCEN, and OFAC Sanction guidelines
  • Understanding over AML/ATF laws and regulations and understand AML/ATF industry standards
  • Familiar with Microsoft Office, Data Analysis Tools and AML tools such as World Check, Go AML
  • Pursuing Certified Anti-Money Laundering Specialist (CAMS)

Certification

  • Prevention of Money Laundering and Combating Financing against Terrorism.
  • Trade based Anti-Money Laundering and Inhibition of Foreign trade in banking sector.
  • Principles of Foreign Trade Business.
  • Managing Credit Risk in Financial Sector.
  • Law & Practice of Banking.

Languages

English
Full Professional

Timeline

AML Compliance Officer

Pubali Bank PLC
01.2021 - 03.2024

Trade Finance Officer

Pubali Bank PLC
01.2015 - 12.2020

Consumer Credit Officer

Pubali Bank PLC
07.2012 - 12.2014

Master of Science (M.S.) in Management & Development of International Financial System -

University of South Wales

Bachelor of Science (B.S.) in Business Finance & Marketing -

North South University

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SULTANA SAEYDA JAHAN