Accomplished Senior Mortgage Underwriter and Team Leader with over 15 years of experience in mortgage underwriting, risk management, and broker relations across major Canadian lenders. Expertise in consistently surpassing performance targets while fostering strong broker partnerships and achieving high approval and funding ratios within a framework of sound risk management practices. Recognized for a collaborative leadership style that emphasizes coaching teams, driving operational efficiency, and contributing to organizational growth through deep product knowledge and client-focused service. Respected in the industry with multiple award nominations for excellence in underwriting, broker service, and leadership.