Souzi Eivaz
Turlock
Summary
Mortgage Loan Processor & Underwriting Assistant with 15+ years of experience in residential lending and Wealth Management. Proven ability to manage high-volume pipelines, review borrower documentation, clear underwriting conditions, and maintain compliance with RESPA, TILA, HMDA, and Reg. B requirements. Skilled in Encompass, underwriting support, and coordinating files from application through closing. NMLS SAFE Exam Passed.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Sr. Assistant
Alliance Bay Funding
02.2023 - Current
- Collect and review borrower income, assets, credit, and employment documentation
- Coordinate title, escrow, appraisal, inspections, and closing documentation
- Track and clear underwriting conditions to maintain loan progression
- Communicate with borrowers, lenders, and underwriters throughout the loan process
- Maintain compliance with investor and regulatory guidelines
Underwriting Assistant
Summit Funding Inc.
12.2019 - 11.2022
- Reviewed borrower conditions and verified supporting documentation
- Uploaded and organized conditions in Encompass for underwriting review
- Cleared PTD/PTF conditions to support timely closings
- Assisted processors and loan officers with file completion and compliance
Home Loan Processor III
U.S. Bank
05.2016 - 12.2019
- Processed and managed 30+ mortgage loan files monthly
- Reviewed borrower credit, income, assets, and disclosures
- Prepared and reviewed Closing Disclosure documentation
- Ordered title, appraisal, flood, and payoff documentation
- Maintained compliance with investor and federal lending guidelines
Loan Processor III
Wells Fargo Home Mortgage
05.2010 - 05.2016
- Supported high-volume mortgage pipeline for senior consultant
- Collected and reviewed borrower documentation and disclosures
- Managed underwriting conditions and closing timelines
- Ensured compliance with investor and program requirements
Personal Banker & Teller
Wells Fargo
11.2005 - 05.2010
- Opened customer accounts and processed banking transactions
- Referred mortgage and lending products to home lending division
- Delivered customer-focused banking support and account services
Skills
- Loan Processing & Underwriting Support
- Conventional, FHA, VA & Jumbo Loans
- Closing Disclosure Preparation & Review
- PTD/PTF Condition Review
- Encompass AUS (DU/LP) Microsoft Office
- Title, Flood, VOE & Appraisal Verification
- Compliance: RESPA, TILA, HMDA, Reg B
- Pipeline & Document Management
- Investor Guideline Review
- Customer & Loan Officer Communication
Certification
- NMLS SAFE Exam Passed, 2020
- 20-Hour SAFE Pre-Licensing Education Completed
- Certified Mortgage Underwriter (CMU) – NAMP, 2023
- Accounting Coursework Completed – De Anza College
Languages
Fluent in English, Farsi & Assyrian
Timeline
Sr. Assistant
Alliance Bay Funding
02.2023 - Current
Underwriting Assistant
Summit Funding Inc.
12.2019 - 11.2022
Home Loan Processor III
U.S. Bank
05.2016 - 12.2019
Loan Processor III
Wells Fargo Home Mortgage
05.2010 - 05.2016
Personal Banker & Teller
Wells Fargo
11.2005 - 05.2010