Summary
Overview
Work History
Education
Skills
Accomplishments
Hobbies and Interests
Languages
Timeline
Generic

Simardeep Singh Kochhar

Brampton,Ontario

Summary

Customer Service Representative bringing top-notch skills in oral and written communication, active listening and analytical problem-solving skills. Enhances customer experiences by employing service-oriented behaviors, understanding customer desires, ad providing customized solutions to build loyalty. Committed to ensuring customer satisfaction by providing exceptional service and unmatched support. Proficient in utilizing customer service best practices and adept at exploring different solutions to address customer needs effectively. Knowledgeable and dedicated customer service professional with extensive experience in Client Service industry. Solid team player with outgoing, positive demeanor and proven skills in establishing rapport with clients. Motivated to maintain customer satisfaction and contribute to company success. Specialize in quality, speed and process optimization. Articulate, energetic and results-oriented with exemplary passion for developing relationships, cultivating partnerships and growing businesses. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

18
18
years of professional experience

Work History

Branch Manager (Assistant Vice President)

CSB Bank
11.2022 - 06.2024
  • Proficient in smooth processing of all backend operations
  • Supervision of cash related activities including liaison with currency chest for smooth cash flow
  • Audit compliance and adherence to rules and procedures
  • Interfacing with clients for understanding their requirements and suggesting the most viable solutions
  • Co-ordinating with Cluster and Regional head for preparation of MIS for business reviews
  • Achieving satisfactory rating by error free banking
  • Responsible for handling customer complaints and ensuring their closure within TAT
  • Providing value added customer service by attending their issues and queries along with focus on new acquisition
  • Building and maintaining healthy business relations with high net worth clients, institutional and government clients by ensuring high customer satisfaction
  • Implementing competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of financial products/services
  • Handling team of 18+ staff members and ensuring each member achieve their individual assigned targets
  • Cross selling Assets and Liability products to the walk in clients with special focus on third party products
  • Responsible for overall branch development including recruitment of required staff members, advertising in market place for any new product launch
  • Maintaining all quality and procedural standards within the branch.

Branch Manager (Associate Vice President)

Jana Small Finance Bank Ltd
08.2020 - 11.2022
  • Enhance operational efficiency by streamlining processes and implementing cost-saving measures
  • Developed comprehensive sales strategies to meet or exceed revenue targets consistently over time
  • Increased customer satisfaction levels by developing targeted marketing campaigns and product offerings tailored to specific demographics
  • Aligned organizational objectives with company mission to increase business growth and integrate work strategies
  • Mentors team members, providing guidance on best practices and strategies to overcome challenges while simultaneously strengthening their professional skill sets
  • Ensured to increase income for branch by increasing profitability
  • Focus on more liability as well as asset products and ensuring a measure to track after sale service and to understand the core of their issues.

Branch Manager (Vice President)

Yes Bank Ltd
02.2013 - 08.2020
  • Banking Regulations:- Comprehensive knowledge of banking regulations and procedures
  • Ensuring compliance with banking regulations and procedures
  • Developing marketing plans and campaigns to promote bank's products and services
  • Supervision and Leadership:- Extensive experience in leading teams and managing operations
  • Assisting in training of new staff members and providing ongoing coaching and development
  • Sales and Service:- Proven ability to drive sales and deliver excellent customer service
  • Conducting regular performance reviews
  • Resolving customer complaints and enquiries in a timely manner
  • Excellent customer service and client relations
  • Strong financial and operations management
  • Oversee the daily operations of a bank branch ensuring compliance to all regulations
  • Monitor and analyze performance metrics to identify areas of improvement and opportunities
  • Excellent team working, communication and problem solving skills
  • Supervise and motivate staff to ensure high quality of service to customers
  • Foster a positive work environment to maximize team performance and morale.

Management Trainee

HDFC Bank
11.2006 - 02.2013
  • Operations, Client Servicing and Business Development: Proficient in smooth processing of all backend operations
  • Supervision of cash related activities remains my core responsibility and within the existing framework my overall responsibilities in the organization has been upgraded
  • Liaison with RBI officials and currency chest personnel for smooth functioning of cash management
  • Achieving satisfactory rating by error free banking
  • Understanding client requirements, suggesting most viable solution and cultivating relations with them for cross selling and customer retention
  • Building and maintaining healthy business relations with high net worth clients
  • Implementing competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of financial products and services
  • Accountable for providing personalized services to customers
  • Focus on new acquisitions as well as maintaining relations with existing database.

Education

MBA - Marketing And Finance

Gian Jyoti Institute of Management And Technology
Mohali, India
10.2006

Bachelors of Management And Information Technology - Management And Information Technology

MM Modi College
Patiala, India
05.2004

Skills

  • Business Development
  • Coaching and Mentoring
  • Relationship Building
  • Customer Service
  • Work Prioritization
  • Performance Reviews
  • Cash handling expertise
  • Staff Development
  • Client Relationship Management
  • Team Supervision
  • Marketing
  • Operational Reports

Accomplishments



  • Customer Relations - Earned highest marks for customer satisfaction, company-wide.
  • Product Promotion - Up-sold products and motivated customers to upgrade current product plans.
  • Customer Follow-up - Ensured that customers were satisfied with company products and services by doing purchase follow-up calls.
  • Cashier - Achieved highest Number of new credit accounts opened within one-month period.
  • Supervised team of 12 staff members.
  • Resolved product issue through consumer testing.

Hobbies and Interests

  • Numismatics
  • Philately

Languages

English
Full Professional
Hindi
Native or Bilingual
Punjabi
Native or Bilingual

Timeline

Branch Manager (Assistant Vice President)

CSB Bank
11.2022 - 06.2024

Branch Manager (Associate Vice President)

Jana Small Finance Bank Ltd
08.2020 - 11.2022

Branch Manager (Vice President)

Yes Bank Ltd
02.2013 - 08.2020

Management Trainee

HDFC Bank
11.2006 - 02.2013

MBA - Marketing And Finance

Gian Jyoti Institute of Management And Technology

Bachelors of Management And Information Technology - Management And Information Technology

MM Modi College
Simardeep Singh Kochhar