Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
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SIDHANT KHATRI

San Jose

Summary

Detail-oriented Data Scientist with 8 years of experience in analytics, fraud risk policies and P&L ownership. Skilled at extracting insights from data, story-telling via visualization tools and partnering on product integrations. Well-versed in leading and developing solutions while collaborating across multiple teams like Product and Engineering.

Overview

8
8
years of professional experience

Work History

Data Scientist - Fraud Policy

PayPal
04.2022 - Current
  • Subject matter expert on fraud risk for a $130B per year portfolio (Recurring payments), representing 35% of PayPal branded volume and catering to major clients such as Google, Uber, Meta.
  • Led the implementation of 2-way SMS, empowering customers to securely validate risky purchases on their reliable devices. Expected to generate an annual revenue potential of $4M.
  • Managed risk strategies for 3D Secure & Multi-Factor Authentication, while implementing usage of cutting-edge ML based models and expanding to US, AU, and 8 other markets, generating additional $5M in annual revenue.
  • Addressed fraud compliance in European markets, ensuring adherence to SCA regulations. Boosted transaction success rates by ~4% and contributed $3M in annual revenue.
  • Played a key role in negotiating with American Express to set up a global 3DS initiative, which led to the implementation of optimized processes and an annual decrease of PayPal's loss liability by $700K.

Sr. Risk Analyst - Next Gen Payments

PayPal
08.2019 - 03.2022
  • Implemented risk strategies for payment methods including card and banking. Utilized velocity and amount checks on PayPal issued Debit Cards to enhance security measures. Achieved annual savings of more than $3M.
  • Integrated Yodlee, an open banking service, to acquire real-time account balance and banking habits, leading to a 15% improvement in ACH decline accuracy.
  • Enhanced accuracy of smart authentication strategies on critical merchants, including Facebook Ads, Apple iTunes, and Netflix, resulting in a $2M annual volume increase. The ML models designed to predict issuer declines on future payments were integral to these strategies.

Program Manager

Ola Cabs (leading Cab Aggregator in India)
05.2018 - 07.2019
  • Managed the Outstation & Rental travel program, resulting in a substantial annual boost of INR 60Cr ($7M) in effective net revenue. Achieved this by increasing the demand to confirmation ratio by 8% and implementing advanced ride allocation strategies along with partner incentives.
  • Designed a suitable pricing structure for popular hub-spoke routes through price benchmarking and on-ground insights making it 3rd most profitable category

Business Analyst

Ola Cabs (leading Cab Aggregator in India)
07.2016 - 04.2018
  • Collaborated in a team to oversee the P&L for monthly transactions worth INR ~1000Cr ($120M), generating a net revenue of INR ~70Cr/month
  • Aligned cross-functional teams to achieve a 95% compliance rate for safety remediation investigations and a 98% resolution rate for customer complaints.
  • Evaluated algorithm-driven real-time price changes using data related to time, location, and category demand & supply

Education

Bachelor of Engineering Technology -

Indian Institute of Technology (IIT)
2016

Cleared Level 1 of The CFA Program -

CFA Institute
2018

Overall Placement Coordinator, Students’ Placement Office (SPO), IIT Kanpur : Led A 4-tier Team of 155 Members To Facilitateplacements And Internship For 1800 Students Involving 650 Companies (2016)- Completed An Internship At Texas Instruments With The End Goal of Designing A Single-pin Crystal Oscillator of Constant Frequency;managed To Bring Down Estimated Raw Materials Cost By $0.05/oscillator; Effective Annual Savings of -

Skills

  • SQL Databases
  • Risk & Fraud Expert
  • Data Visualization
  • Python Programming
  • Hypothesis Testing
  • Experimentation & A/B Testing
  • Statistical Analysis
  • Problem-Solving
  • Effective Communication
  • Collaboration

Additional Information

  • Eligible to work in the United States due to valid L2S Visa status

Timeline

Data Scientist - Fraud Policy

PayPal
04.2022 - Current

Sr. Risk Analyst - Next Gen Payments

PayPal
08.2019 - 03.2022

Program Manager

Ola Cabs (leading Cab Aggregator in India)
05.2018 - 07.2019

Business Analyst

Ola Cabs (leading Cab Aggregator in India)
07.2016 - 04.2018

Bachelor of Engineering Technology -

Indian Institute of Technology (IIT)

Cleared Level 1 of The CFA Program -

CFA Institute

Overall Placement Coordinator, Students’ Placement Office (SPO), IIT Kanpur : Led A 4-tier Team of 155 Members To Facilitateplacements And Internship For 1800 Students Involving 650 Companies (2016)- Completed An Internship At Texas Instruments With The End Goal of Designing A Single-pin Crystal Oscillator of Constant Frequency;managed To Bring Down Estimated Raw Materials Cost By $0.05/oscillator; Effective Annual Savings of -

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SIDHANT KHATRI