Scott Gabert
Fort Saskatchewan,AB
Summary
Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.
Overview
26
26
years of professional experience
Work History
Senior Director Credit - Food & Agriculture
DLL Canada
2022.11 - Current
- Responsible for overall risk of DLL's $1.5B agricultural portfolio, comprising of $800M of agricultural equipment loans and leases across Canada as well as additional $750M of agricultural dealership inventory financing.
- Managing a diverse team of credit underwriters on both equipment financing and inventory financing teams.
- Review and approve transactions outside of underwriter authorities. Present credit applications above my authority to executives or credit committee for final approval, if needed.
- Responsible for reviewing and approving loan strategy and loan loss provisions on delinquent and high risk accounts.
- Coach and mentor underwriters and Sales members on Canadian agriculture as well as basic credit skills and requirements.
- Fostered work culture of collaboration and inclusion to increase morale and reduce turnover.
- Optimized project timelines by effectively delegating tasks and prioritizing workload among team members.
Director, Credit Risk
ATB Financial
2021.01 - 2022.11
- Review and approve credit applications from $500K to $100M on various agricultural lending applications through out the province of Alberta.
- Coach underwriting and sales teams in improving agricultural credit knowledge and skills.
- Present credit applications above my authority to executive or credit committee for final approval.
Manager, Asset Management (Special Loans)
ATB Financial
2017.07 - 2020.01
- Managed and motivated employees to be productive and engaged in work.
- Maintained professional, organized, and safe environment for employees and patrons.
- Manage a team of 'special loans' collectors on small business and agricultural accounts.
- Work delinquent files and manage accounts thru the realization and legal stages, including but not limited to, farms, restaurants, fitness facilities and other small business.
- Coordinate with third party professionals such as collection agencies, solicitors, bailiffs, auctions, and Farm Debt Mediation to minimize losses for ATB.
- Responsible for estimating and approving loan provisions and write-offs up to $1M.
Owner Operator
Gabert Farms Ltd
1998.06 - 2018.05
- Managed daily operations for optimal efficiency, streamlining processes to reduce costs.
- Operate all variations of farm equipment.
- Responsible for key agronomic decision, including crop management strategies and commodity pricing strategies.
- Contribute to capital asset planning and acquisitions.
Underwriting Manager
ATB Financial
2015.11 - 2017.07
- Ensured efficient workflow management by establishing clear priorities and monitoring progress regularly.
- Prepare loan applications for agriculture and small business Relationship Managers.
- Spread and analyze financial statements.
- Write credit review and present to Credit department for approval.
- Communicate with Relationship Managers final credit approval terms and conditions.
- Monitor and review overdraft reports for the Edmonton Relationship Management team.
Senior Relationship Manager
Farm Credit Canada
2010.05 - 2013.03
- Manage a diverse $120M portfolio of agricultural producers in the Edmonton area.
- Network with clients to grow the portfolio and meet lending sales targets.
- Attend trade shows and customer events to enhance FCC's visibility.
- Review and approve loan applications within personal lending authorities.
- Complete security valuations as required for loan applications.
- Review and present credit applications for higher level approvals if above personal authority.
Relationship Manager
Farm Credit Canada
2004.05 - 2010.04
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Consistently exceeded annual sales goals by cultivating a strong network of professional contacts and referrals.
- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
Education
Bachelor of Business Administration And Management - General Management
University of Lethbridge
Lethbridge, AB04.2006
Bachelor of Science - Agriculture
University Of Alberta
Edmonton, AB04.2002
Skills
- Collaborative Leadership
- Culture Transformation
- Team Management
- Policy Development
- Team building abilities
- People Management
- Credit Risk Management
- Loan Loss Mitigation
Languages
English
Native or Bilingual
French
Elementary
Timeline
Senior Director Credit - Food & Agriculture
DLL Canada
2022.11 - Current
Director, Credit Risk
ATB Financial
2021.01 - 2022.11
Manager, Asset Management (Special Loans)
ATB Financial
2017.07 - 2020.01
Underwriting Manager
ATB Financial
2015.11 - 2017.07
Senior Relationship Manager
Farm Credit Canada
2010.05 - 2013.03
Relationship Manager
Farm Credit Canada
2004.05 - 2010.04
Owner Operator
Gabert Farms Ltd
1998.06 - 2018.05
Bachelor of Business Administration And Management - General Management
University of Lethbridge
Bachelor of Science - Agriculture
University Of Alberta
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