Results-driven IT leader with over 20 years of experience in driving digital and cloud transformations across Banking, Capital Markets, and Insurance industries (BCMI) with specialization in agile delivery, quality engineering, and complex program management. Expert in leading high-value digital and cloud transformation projects, DevOps initiatives, agile and quality engineering transformations, and complex program deliveries. Proficient in diverse IT operating models, from centralized to SaaS/PaaS frameworks, demonstrating versatile adaptability to evolving technologies. Skilled in P&L management, client relationship nurturing, and practice oversight, ensuring sustained corporate growth and client satisfaction. Implemented practice-based delivery frameworks to streamline transitions from sales to delivery, driving operational excellence and innovative solutions. Experienced in Application Portfolio Review, Legacy Modernization projects, and managing both operational (run) and transformational (change) aspects of organizations. Successfully managed commercial banking, consumer lending, digital banking, payments, and card migrations, with a focus on strategic governance, compliance, and maintaining high customer satisfaction.