Summary
Overview
Work History
Education
Skills
Timeline
Generic

Sarunpak Boonkarnchanarat

Vancouver,BC

Summary

Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.

Overview

15
15
years of professional experience

Work History

Credit Analyst

Peoples Group
05.2023 - Current
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Made decisions and recommendations about extending lines of credit.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Assessed credit risk and analyzed financial statements.
  • Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
  • Gathered loan documentation for underwriting.
  • Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.

Portfolio & Services Specialist

Peoples Group Co.,Ltd.
11.2021 - 05.2023
  • Performed all aspects of daily, monthly and annual mortgage and consumer lending.
  • Verified EFTs, Transfers and Wire via various banks, within authority level
  • Processed funding and payments, as well as provide supports as needed
  • Participated in other duties and projects as required
  • Multi-tasked to meet deadline and take on challenges and opportunities daily
  • Maintained digital file records, and upload documents to company's portal libraries
  • Liaised with various internal departments, as well as external; insurance consultants, CMHC, & servicer partners & mortgage brokers regarding ongoing payments
  • Communicated with internal/external customers and investors.
  • Responsible for maintaining working knowledge of Mortgage policies and company policies and procedures, and CMHC servicing manual
  • Coached and provided support to team members, as well as assisted management team when required.
  • Streamlined working process to improve work quality and reduce processing time.

Sales Manager

Chok Chai Creation Printing Group Co.,Ltd.
12.2011 - 12.2020
  • Communicated product quality and market comparisons by creating sales presentations.
  • Utilized metrics to modify low-performing sales and marketing programs and plans to increase effectiveness.
  • Held one-on-one meetings with sales team members to identify selling hurdles and offered insight into best remedy.
  • Achieved sales goals and service targets by cultivating and securing new customer relationships.
  • Built relationships with customers and community to establish long-term business growth.
  • Increased profit margins by effectively controlling budget and overhead and optimizing product turns.
  • Resolved problems with high-profile customers to maintain relationships and increase return customer base.
  • Collaborated with upper management to implement continuous improvements and exceed team goals.
  • Aligned company goals with customer outcomes and increased satisfaction by automating contact management systems.

Sales Representative

Bangkok Thai Electronic Chemical Co.,Ltd.
09.2008 - 08.2009
  • Built relationships with customers and community to promote long term business growth.
  • Greeted customers and offered assistance with selecting merchandise, finding accessories and completing purchases.
  • Met with existing customers and prospects to discuss business needs and recommend optimal solutions.
  • Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
  • Developed and maintained strong working relationships with professionals within assigned territory.
  • Developed, maintained and utilized diverse client base.
  • Negotiated prices, terms of sales and service agreements.
  • Quoted prices, credit terms and other bid specifications.
  • Collaborated with managers to provide customer feedback and recommend operational changes to meet emerging trends.
  • Attended monthly sales meetings and quarterly sales trainings.

Education

MBA - Business Administration

Thompson Rivers University
Kamloops, BC
12.2011

Bachelor of Arts - Music Business

Assumption University
Bangkok, Thailand
05.2008

Skills

  • Interpersonal Communications
  • Detailed-Oriented
  • Underwriting Understanding
  • Customer Satisfaction
  • Microsoft Suite (Word, Excel, PowerPoint, Outlook)
  • Written Communication
  • Document Organization
  • Resolve Paperwork Errors
  • Problem Solving
  • Time Management
  • Managing Multiple Priorities
  • Analytical

Timeline

Credit Analyst

Peoples Group
05.2023 - Current

Portfolio & Services Specialist

Peoples Group Co.,Ltd.
11.2021 - 05.2023

Sales Manager

Chok Chai Creation Printing Group Co.,Ltd.
12.2011 - 12.2020

Sales Representative

Bangkok Thai Electronic Chemical Co.,Ltd.
09.2008 - 08.2009

MBA - Business Administration

Thompson Rivers University

Bachelor of Arts - Music Business

Assumption University
Sarunpak Boonkarnchanarat