Sarunpak Boonkarnchanarat
Vancouver,BC
Summary
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
15
15
years of professional experience
Work History
Credit Analyst
Peoples Group
Vancouver, BC
05.2023 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Made decisions and recommendations about extending lines of credit.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Gathered loan documentation for underwriting.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
Portfolio & Services Specialist
Peoples Group Co.,Ltd.
Vancouver
11.2021 - 05.2023
- Performed all aspects of daily, monthly and annual mortgage and consumer lending.
- Verified EFTs, Transfers and Wire via various banks, within authority level
- Processed funding and payments, as well as provide supports as needed
- Participated in other duties and projects as required
- Multi-tasked to meet deadline and take on challenges and opportunities daily
- Maintained digital file records, and upload documents to company's portal libraries
- Liaised with various internal departments, as well as external; insurance consultants, CMHC, & servicer partners & mortgage brokers regarding ongoing payments
- Communicated with internal/external customers and investors.
- Responsible for maintaining working knowledge of Mortgage policies and company policies and procedures, and CMHC servicing manual
- Coached and provided support to team members, as well as assisted management team when required.
- Streamlined working process to improve work quality and reduce processing time.
Sales Manager
Chok Chai Creation Printing Group Co.,Ltd.
Bangkok, Thailand
12.2011 - 12.2020
- Communicated product quality and market comparisons by creating sales presentations.
- Utilized metrics to modify low-performing sales and marketing programs and plans to increase effectiveness.
- Held one-on-one meetings with sales team members to identify selling hurdles and offered insight into best remedy.
- Achieved sales goals and service targets by cultivating and securing new customer relationships.
- Built relationships with customers and community to establish long-term business growth.
- Increased profit margins by effectively controlling budget and overhead and optimizing product turns.
- Resolved problems with high-profile customers to maintain relationships and increase return customer base.
- Collaborated with upper management to implement continuous improvements and exceed team goals.
- Aligned company goals with customer outcomes and increased satisfaction by automating contact management systems.
Sales Representative
Bangkok Thai Electronic Chemical Co.,Ltd.
Bangkok, Thailand
09.2008 - 08.2009
- Built relationships with customers and community to promote long term business growth.
- Greeted customers and offered assistance with selecting merchandise, finding accessories and completing purchases.
- Met with existing customers and prospects to discuss business needs and recommend optimal solutions.
- Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
- Developed and maintained strong working relationships with professionals within assigned territory.
- Developed, maintained and utilized diverse client base.
- Negotiated prices, terms of sales and service agreements.
- Quoted prices, credit terms and other bid specifications.
- Collaborated with managers to provide customer feedback and recommend operational changes to meet emerging trends.
- Attended monthly sales meetings and quarterly sales trainings.
Education
MBA - Business Administration
Thompson Rivers University
Kamloops, BC12.2011
Bachelor of Arts - Music Business
Assumption University
Bangkok, Thailand05.2008
Skills
- Interpersonal Communications
- Detailed-Oriented
- Underwriting Understanding
- Customer Satisfaction
- Microsoft Suite (Word, Excel, PowerPoint, Outlook)
- Written Communication
- Document Organization
- Resolve Paperwork Errors
- Problem Solving
- Time Management
- Managing Multiple Priorities
- Analytical
Timeline
Credit Analyst
Peoples Group
05.2023 - Current
Portfolio & Services Specialist
Peoples Group Co.,Ltd.
11.2021 - 05.2023
Sales Manager
Chok Chai Creation Printing Group Co.,Ltd.
12.2011 - 12.2020
Sales Representative
Bangkok Thai Electronic Chemical Co.,Ltd.
09.2008 - 08.2009
MBA - Business Administration
Thompson Rivers University
Bachelor of Arts - Music Business
Assumption University