SARAH DEMAREJIAN
Summary
Hardworking and passionate job seeker with strong organizational skills, eager to secure a position in which we can both grow and progress while achieving set goals.
Hunting a position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
2
2
years of professional experience
Work History
Credit Management Officer
Royal Bank Of Canada, RBC
02.2022 - Current
- Reviewed client profiles and analyzed past behaviors.
- Supported business growth objectives by conducting detailed financial analysis on prospective clients before extending credit facilities.
- Complied with established internal controls and policies.
- Evaluated and negotiated suitable solutions to procure favorable financial terms and to guarantee customer satisfaction.
- Collaborated with management and provided resources and experience for conversion, validation and training required for company-wide updates and improvement.
- Conducted financial due diligence on potential investments and acquisitions.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
- Reduced delinquency rates through regular account reviews and prompt identification of early warning signs of default.
- Developed customized credit solutions to meet unique client needs while maintaining strict risk management standards.
- Utilized deep understanding of industry best practices and legal requirements to prevent critical incidents.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Negotiated favorable terms with borrowers, reducing default rates and saving the company from potential losses.
- Monitored accounts for signs of fraud and non-payment issues.
- Attended ongoing professional training to facilitate accurate and productive credit management.
Education
MBA - General Management
Université Antonine
Lebanon06.2020
Skills
- Self-motivated, with a strong sense of personal responsibility with a professional and ethical demeanor
- Effective collaboration and diversified team-work
- Used critical thinking to detect bad patterns, evaluate situations, shape solutions to better serve clients and make decisions
- Analytical, problem-solving, facts checking and fraud preventing skills
- Ability to achieve goals in fast-paced and ever changing environments
- Passionate about learning and committed to continual improvement
- Developed and maintained client-business relationships built on trust and loyalty
- Gained extensive knowledge in analysis and reporting prompting me to progress
- Demonstrated respect, friendliness and willingness to help wherever needed, either clients or co-workers
Languages
English
Full Professional
Arabic
Native or Bilingual
French
Professional Working
Timeline
Credit Management Officer
Royal Bank Of Canada, RBC
02.2022 - Current
MBA - General Management
Université Antonine
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