SANDHYA BHARATHI
Mississauga,ON
Summary
Senior AML Compliance Analyst with 5+ years of experience in Negative News Screening, OFAC Stripping, Ongoing transaction monitoring, PEP screening, high risk reviews, Anti-Money Laundering and Account reviews. Excellent monitoring and risk mitigation skills. Results-oriented with proven accomplishments with project management, mentorship and team leadership initiatives.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior AML Analyst
AML Right Source
Mississauga, ON
06.2019 - Current
- Conducted Blockchain Analysis on Coinbase platform including cryptocurrency transaction monitoring, alert triage, and SAR preparation for risk mitigation to reduce fraud, understand counterparty risk, and satisfy AML requirements
- Conducted CDD/EDD for a wide range of retail Canadian, USA and International customers such as PEPs and identify negative media,industry, country risk and impact effecting reputational risk to the Client in accordance with FINTRAC, PCMLTFA, FINCEN and USA Patriot Act
- Analyzed the trend, identified suspicious and unusual activity, if required filed SAR as per the regulatory guidelines in order to prevent fraud, money laundering and terrorist financing
- Excellent understanding of Client Risk rating and related methodologies, evaluating, identifying and escalating issues accordingly
- Identified multiple significant cases, Alerts, red flags and patterns associated with the laundering of illicit funds
- Prepared policy, process and procedural recommendations for the AML/ATF programs and also assisted in identifying fraud, money laundering and terrorist financing risks and trained team members
- Identified the AML risk indicators associated with the relevant occupations, jurisdictions, products, services and delivery channel in order to align these with the known AML/BSA typologies with the goal to develop and deploy a comprehensive set of automated client risk rating scenarios, prioritized based on bank’s AML risk tolerance
- Transaction monitoring of assigned accounts to assess potential suspicious activity on the account, such as money laundering
- Reviewed regulatory and compliance requirements and escalate issues for further review or investigations
AML Analyst
PROMONTORY FINANCIAL GROUP, An IBM Company
Toronto, ON
07.2018 - 02.2019
- Identified multiple significant cases, red flags and patterns associated with the laundering of illicit funds
- Conducted reviews for Anti-Money Laundering (AML) alerts, Case Investigations, Customer Due Diligence (CDD), Transaction Monitoring,Sanctions screening and processing the alerts
- Conducted Customer Due Diligence/Enhanced Due Diligence for a wide range of retail Canadian and International customers such as PEPs and identify negative media, industry, country risk and impact effecting reputational risk to the Client in accordance with FINTRAC guidelines and PCMLTFA guidelines
- Evaluated wire transfers and other payments for potential fraud, money laundering, patterns and inconsistencies
- Used transactional and customer records, external data,open sources, and other information to identify suspiciousor unusual activity
- Responsible for analysis, process execution, report collecting and transfer the deliverables to the senior management unit
- Performed detailed research on suspicious activity and filed Suspicious Activity Reports when deemed necessary
- Thoroughly and succinctly documented the research and analysis related to the financial activity
- Coordinated with internal teams to obtain the necessary information required to enable investigations and trained team members
Operations Executive
Tata Consultancy Services
Chennai, Tamil Nadu, India
03.2013 - 01.2014
- Responsible for gathering and collating ground level information and share it higher level management team for each project, Also was a recruiter for SOUTH ZONE-TCS ion team
- Keep Track of delivery reports (success rates, incident details, risk management) for all projects undertaken, responsible for furnishing reports to client regarding deliveries mentioned under agreement
- Handled many National Level Projects like IBPS, JEE, JIPMER, CMRL as project manager and delivered in a defect free manner
Education
Bachelor of Science - Computer Science
Anna University
Chennai, India06.2012
Skills
- US Treasury AML Guidelines
- Anti-Money Laundering (AML)
- Transaction Monitoring
- QC reporting
- Data Entry
- USA Patriot Act
- Regulatory Research
- Comprehensive knowledge of risk management skills, methodology, and processes
- Project management and project coordination skills
- Work experience in cryptocurrencies/blockchain analysis
- Excellent working knowledge of MS Office applications with high exposure to spreadsheet analysis
- Excellent analytical skills using MS Excel and Google suites
- Analytical Methodology Validation
- Information Services
- Detailed Analysis
- System Monitoring
- Conducting Reviews
Certification
ACAMS (Certified Anti-Money Laundering Specialist)
Timeline
Senior AML Analyst
AML Right Source
06.2019 - Current
AML Analyst
PROMONTORY FINANCIAL GROUP, An IBM Company
07.2018 - 02.2019
Operations Executive
Tata Consultancy Services
03.2013 - 01.2014
Bachelor of Science - Computer Science
Anna University