Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Samuel Oye

Calgary,AB

Summary

Operational Accountant and Financial Analyst with over seven years of experience in end-to-end financial operations, cost control, and internal reporting across various industries. Expert in month-end closings, budgeting, forecasting, and variance analysis. Proficient in aligning accounting processes with business operations to improve accuracy, efficiency, and compliance with IFRS, GAAP, and internal controls. Known for a hands-on approach in managing AR/AP, general ledger reconciliations, and asset accounting. Adept at working cross-functionally to implement operational improvements that support strategic goals.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Operational Risk Analyst

Santander UK Plc
10.2023 - 05.2025
  • Operated within the second line of defense, ensuring Ring-Fenced Bank colleagues adhered to the Events & Losses component of the Non-Financial Risk framework and Basel framework methodologies.
  • Effectively use the right data, reports, and tools for risk analysis and benchmarking, and delivered actionable insights and strategic advice to senior leaders across both lines of defense to support risk-informed decision-making.
  • Ensured 100% accuracy and timely delivery of regulatory and internal reports for Santander UK, Group, and external bodies.
  • Report monthly losses and conduct monthly loss forecasting and contributed to group-level financial planning.
  • Maintained a comprehensive understanding of business-specific risks to assess exposure and impact effectively.
  • Monitored provisions and ensured management are well-informed regarding their utilization.

Project Accountant

Tomkulak Global Infrastructure System
07.2023 - 01.2024
  • Lead the creation of the quarterly and yearly financial statements, MD&A under US GAAP.
  • Collaborated with project teams, the finance team and interdisciplinary teams to monitor expenses, identify variances, implement corrective actions, ensure financial accuracy and project success.
  • Develop and maintain budget and cost reports, earned value analysis and assist in the tracking of project change orders and development of projections.
  • Managed financial documentation related to project execution, ensuring accuracy from initiation to completion.

Accounts Receivable Specialist

1st Locate (UK) Ltd
09.2022 - 07.2023
  • Engaged customers with overdue accounts to recover outstanding balances or negotiate favorable settlement terms.
  • Streamlined receivables tracking and collections processes to improve working capital and cash flow.
  • Worked collaboratively with internal teams to develop innovative solutions for improved collections.
  • Structured payment arrangements, resolved payment disputes, and escalated complex issues when necessary.

Credit Risk Analyst

247 Travels & Vacation Ltd
01.2020 - 01.2022
  • Applied a deep knowledge of the IFRS 9 Expected Credit Loss (ECL) methodology to model, analyze, and report credit risk across several portfolios.
  • Collaborated across departments to increase understanding of case, align financial objectives with operational goals, fostering transparency, accountability and maintain and enhance controls and governance frameworks.
  • Liaised with regulators, auditors, banks, and vendors to address inquiries and ensure compliance.
  • Facilitated strategic supervision and well-informed decision-making by senior executives, by providing enterprise-level governance documents for the allowance and provision for credit losses (ACL/PCL), including comments on trends, important drivers, and deviations.
  • Financial analysis for business cases to support business decision making including Net Present Value and discounted cash flows.
  • Contributed to budgeting, creating financial models, forecasting, and long-term financial planning.
  • Evaluated financial statements and credit reports to determine borrower eligibility and risk levels.
  • Mentored junior analysts on best practices for credit risk evaluation and data analysis techniques.
  • Led initiatives to refine risk management strategies, enhancing overall portfolio performance and compliance standards.

Senior Accountant

247 Travels & Vacation Ltd
02.2019 - 01.2020
  • Reconcile general ledger accounts, including intercompany transactions, ensuring compliance with internal policies and accounting standards.
  • Mentored junior accounting staff, enhancing their skills and promoting professional development.
  • Analyzed financial data to identify trends, providing actionable insights for management decision-making.
  • Assisted in internal and external audits by preparing necessary documentation and responding to auditor inquiries.
  • Managed quarterly and annual tax filings for the company, ensuring timely submissions and compliance with regulations.
  • Assisted team members in transitioning to new system through extensive training and one-on-one support.

Accountant

Griffin Ads Group
02.2018 - 01.2019
  • Maintained accurate general ledger and financial journal records using accounting software.
  • Delivered financial analysis and forecasts to inform business strategy.
  • Led month-end closing processes, enhancing accuracy and efficiency.
  • Streamlined accounts payable/receivable processes, improving cash flow management.
  • Implemented new accounting software, increasing operational efficiency by automating routine tasks.

Junior Accountant

Abves Global
10.2017 - 02.2018
  • Assisted in the preparation and interpretation of financial statements.
  • Provide accounts payable and receivable support, including reviewing invoices, coding, and processing payments.
  • Prepared monthly financial statements and reports to ensure accurate financial representation.
  • Conducted variance analysis to identify and explain deviations from budgeted figures.
  • Provided journal entries and performed accounting on accrual basis.

Education

Master of Science - Business Intelligence & Analytics

University of Huddersfield
Huddersfield, UK
05-2023

Bachelor of Science - Business Administration

University of Ilorin
Ilorin, Nigeria
09-2017

National Diploma - Mass Communication

Kwara State Polytechnic
Ilorin, Nigeria
09-2013

Skills

  • SAP
  • Versatile with different accounting software
  • Microsoft Office Suite (Word, Excel, PowerPoint, etc)
  • Power BI
  • Tableau
  • SQL
  • Attention to Detail
  • Team Collaboration
  • Communication
  • Organizational Skills
  • Problem Solving
  • Enterprise risk management

Certification

  • ACA, Institute of Chartered Accountants of Nigeria, 2021
  • CPA (In Progress), Chartered Professional Accountants of Canada

Timeline

Operational Risk Analyst

Santander UK Plc
10.2023 - 05.2025

Project Accountant

Tomkulak Global Infrastructure System
07.2023 - 01.2024

Accounts Receivable Specialist

1st Locate (UK) Ltd
09.2022 - 07.2023

Credit Risk Analyst

247 Travels & Vacation Ltd
01.2020 - 01.2022

Senior Accountant

247 Travels & Vacation Ltd
02.2019 - 01.2020

Accountant

Griffin Ads Group
02.2018 - 01.2019

Junior Accountant

Abves Global
10.2017 - 02.2018

Master of Science - Business Intelligence & Analytics

University of Huddersfield

Bachelor of Science - Business Administration

University of Ilorin

National Diploma - Mass Communication

Kwara State Polytechnic

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