SAMRIDDHI PANDEY
Summary
Highly skilled lending specialist with 2+ years of experience in the financial industry. Demonstrated ability to analyze financial data, evaluate creditworthiness, and make sound lending decisions. Expertise in loan origination, underwriting, and relationship management. Proven track record of exceeding loan origination targets and building strong relationships with customers.
Overview
3
3
years of professional experience
Work History
Credit Analyst
Scotiabank, Automotive Finance Center
11.2022 - Current
- Structured and priced loans based on risk assessment and market conditions
- Analyzed financial statements, credit reports, and other data to evaluate creditworthiness and assess risk
- Collaborated with other departments, including legal and compliance, to ensure regulatory compliance and timely processing of loans.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
Lending Solutions Specialist
CIBC
07.2021 - 09.2022
- Responded to customer inquiries and complaints via phone, email, and in-person interactions, achieving a customer satisfaction rating of
- Helped clients better understand various lending products and offer what maximizes their financial wealth
- Consistently exceeded sales targets by effectively communicating product information and value in outbound call campaigns.
Education
Canadian Securities Course - Banking And Finance
Canadian Securities Institute
Hamilton, Ontario12.2022
Diploma - Business Administration - Finance
Sheridan College
Mississauga, ON04.2021
Skills
- Credit analysis and risk assessment
- Loan structuring and pricing
- Customer service and support
- Problem-solving and conflict
- Active listening and communication
- Time management and organization
- Multi-tasking and prioritization
- Attention to detail and accuracy
Timeline
Credit Analyst
Scotiabank, Automotive Finance Center
11.2022 - Current
Lending Solutions Specialist
CIBC
07.2021 - 09.2022
Canadian Securities Course - Banking And Finance
Canadian Securities Institute
Diploma - Business Administration - Finance
Sheridan College
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