Summary
Overview
Work History
Education
Skills
Timeline
Generic

Samantha Ritchie

Kapuskasing,ON

Summary

Service-oriented Accident Benefits Claims Adjuster skilled at applying creative approaches to solving complex problems. Negotiates peaceful resolutions of all claims with emphasis on fairness and thoroughness. Trustworthy and dependable.

Overview

15
15
years of professional experience

Work History

Licensed Broker

BrokerLink
03.2019 - Current

· New Home and Auto Sales – responsible for advising and guiding clients on the importance of various coverages. On a new auto policy this entails explaining and upselling Accident Benefits Coverage. Such as what Accident Benefits is and the difference between the Standard Benefits and the Optional Benefits.

· Assisted clients through the various claims processes.

· Assisted clients with various claims forms – specifically assisted clients with completing Accident Benefits forms such as OCF1 – Application for Accident Benefits.

· Provide guidance and assistance as requested.

Sr. Accident Benefits Claims Adjuster

TD Insurance
01.2017 - 03.2019
  • Key responsibility of the Analyst, Accident Benefits, is to act with a sense of urgency in identifying and meeting client needs
  • This includes ensuring timely & thorough investigation of claims involving predominantly complex issues and/or high exposures, identifying client eligibility and/or entitlement, and ensuring quick access to all available benefits to promote treatment and recovery, and to help the client return to optimal function
  • Responsible for case handling of claims involving predominantly complex issues and/or high exposures including catastrophic injuries; priority of payment, loss transfer and loss reserving
  • Participation in large loss meetings, mediations, arbitrations, and litigations
  • Ensure accurate and timely reserves and take a total cost management approach to claims
  • Record and verify information and documentation from all available sources to ensure a thorough and complete compilation of facts required to resolve the claim; and identify potential coverage issues and/or recovery/liability opportunities
  • Using established protocols, analyze and evaluate facts of an individual case to assess the benefits available to the client
  • Make good decisions based upon a mixture of analysis, wisdom, experience, and judgement
  • Read and remain current and up to date on case law, legal changes and recent settlements which affect accident benefit claims
  • Apply departmental protocols to ensure efficient, productive, and cost-effective results
  • Meet productivity objectives set by the department in terms of pending file count and open/close ratio.

Accident Benefits Claims Adjuster

TD Insurance
02.2012 - 01.2017
  • Key responsibility of the Analyst, Accident Benefits, is to act with a sense of urgency in identifying and meeting client needs
  • This includes ensuring timely & thorough investigation of claims involving predominantly complex issues and/or high exposures, identifying client eligibility and/or entitlement, and ensuring quick access to all available benefits to promote treatment and recovery, and to help the client return to optimal function
  • Responsible for case handling of claims involving predominantly complex issues and/or high exposures including catastrophic injuries; priority of payment, loss transfer and loss reserving
  • Participation in large loss meetings, mediations, arbitrations, and litigations
  • Ensure accurate and timely reserves and take a total cost management approach to claims
  • Record and verify information and documentation from all available sources to ensure a thorough and complete compilation of facts required to resolve the claim; and identify potential coverage issues and/or recovery/liability opportunities
  • Using established protocols, analyze and evaluate facts of an individual case to assess the benefits available to the client
  • Make good decisions based upon a mixture of analysis, wisdom, experience, and judgement
  • Read and remain current and up to date on case law, legal changes and recent settlements which affect accident benefit claims
  • Apply departmental protocols to ensure efficient, productive, and cost-effective results
  • Meet productivity objectives set by the department in terms of pending file count and open/close ratio.

Accident Benefits Assistant

11.2009 - 02.2012
  • Assisted 13 analysts in total including 2 Level 3's
  • Ensure assigned medical invoices and disability payments are entered into the system and processed according to financial guidelines
  • Process returned cheques and loss transfer recoveries according to protocols
  • Complete necessary forms and steps relating to accepting and rejecting treatment plans and/or assessments
  • Provide ongoing, instantaneous support for internal clients.

Education

Cosmetic Techniques and Management (2 years) -

Sheridan College
06.2000

Skills

  • Policy Interpretation
  • Claims Investigation
  • Benefits analysis
  • Case Presentation
  • Settlement Negotiations
  • Team Collaboration
  • Critical Thinking
  • Decision-Making

Timeline

Licensed Broker

BrokerLink
03.2019 - Current

Sr. Accident Benefits Claims Adjuster

TD Insurance
01.2017 - 03.2019

Accident Benefits Claims Adjuster

TD Insurance
02.2012 - 01.2017

Accident Benefits Assistant

11.2009 - 02.2012

Cosmetic Techniques and Management (2 years) -

Sheridan College
Samantha Ritchie