SAHIL SHARMA
Toronto,ON
Summary
Dedicated and organized financial professional with outstanding relationship-building and problem-solving skills. Driven to exceed expectations and operate effectively in fast-paced, high-pressure environments. Self-motivated team player adept at cultivating partnerships and building lasting relationships across all demographics and management levels. Dynamic and reliable with exceptional customer service and communication skills.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Financial Consultant
Ernst and Young LLP
12.2020 - 02.2022
- Conducted in-depth analysis of both quantitative and qualitative factors that influenced the credit quality of companies within the Utilities and Midstream sectors
- Assist lead analysts in developing credit rating recommendations through extensive research, and financial modeling support
- Collaborated with stakeholders at all levels within the organization and coach junior associates to develop their credit skills
- Developed a best credit ratings standards and implemented in different projects with the help of S&P credit rating team integration
- Developed and maintained comprehensive financial models to support evaluations and forecasting
- Conducted a comprehensive analysis of the credit quality of collateral pools, involving the review of performance data, credit models, underwriting criteria, and macroeconomic and sector factors
- Evaluate factors such as liquidity, capital structures, dynamic business conditions, and ESG considerations to present findings to rating committees regularly
- Reviewed financial spreadsheets, analyzed data and financial statements, and built/updated financial forecasts
- Presented detailed analysis of companies to internal credit rating committees, informing credit rating decisions
- Conducting financial research for a better understanding of the industry and economic trend
- Prepared credit rating proposals, credit rating renewal notes and update notes
- Conducted in-depth and insightful analysis to aid in optimum rating outcomes while ensuring the timeliness of each pre- and post-rating action
- Utilized financial expertise and analytical skills to contribute to credit risk assessment and decision-making.
Research Associate
Visible Alpha
09.2019 - 12.2020
- Analyzed and enhanced detailed company-specific and industry financial models
- Also, normalized the Sell-Side financial analysts' model data fetched from Bloomberg and Capital IQ
- Performed quantitative and qualitative analysis focused on factors such as business models, competitive strengths, management strategy, industry analysis, and regulatory considerations
- Preparation of pitch books, precedent transaction analysis, one Pager Company profiles, and transaction services, and Extract and integrate critical content and useful insight direct from disparate analysts' working models
- Update the financial model as per the assumptions provided on adhoc requests by the Client
- Working on analyst model, creating Consensus model, Presentations, Updating results from 10Q, 8K and 10K of US and EMEA region
- Adding and capturing financial models in the Company's Data Source for the purpose of creating detailed analysis and consensus reports, analysis of financial statements, and modeling (cash flows, EBITDA calculations, financial ratios, etc.)
- Normalization of the Income statement, In-depth analysis of company's revenue segment data, and Geographical classification.
Sr. Credit Analyst
WNS Global Services
05.2017 - 09.2019
- Analysis of financial statements including Income Statements, Balance Sheets, and Cash Flow Statements of public and private companies for the credit appraisal process
- Analyzing and spreading the financial statements in Moody's Risk Analyst (MRA)
- Knowledge of Merger market and Capital IQ
- Led transaction execution tasks, taking charge of quantitative and qualitative analysis, conducting in-depth research, and managing all aspects of transactions
- Performed cash flow analyses and efficiently synthesized results for presentation to rating committees in a timely manner
- Developed a working knowledge of Moody’s methodologies and credit rating best practices and guided other team members
- Extensive Analysis of Key Ratios to measure the Liquidity, Solvency, Profitability and Operational Efficiency of the firm
- Strong understanding of US GAAP and IFRS, business Credit underwriting and risk management
- Complete the end-to-end rating process for new issues and surveillance transactions.
Credit Analyst
Crisil Ratings Ltd
11.2015 - 10.2016
- Handled Basel-II, Bank loan and credit rating, SME, Greenfield, Brownfield, and TEV Ratings
- Performed analysis of key quantitative and qualitative factors influencing the credit quality of companies
- Analyzed the company's financial performance, including past financial and business performance, and benchmarked it against peers' performance
- Published insightful and forward-looking research reports for rated companies, covering sector-wide and cross-sector credit themes
- Undertook rigorous credit risk analysis, which encompassed industry and business research, as well as financial analysis of various large corporate entities
- Made credit rating recommendations to the Rating Committee, ensuring a high quality of analytics and rating committee presentation
- Prepared presentations for the Rating Committee, and effectively responded to questions and provided clarifications in support of the rating recommendation.
Education
Post Graduate Diploma - International Business Management
Niagara College
01.2023
Post Graduate Diploma - Financial Planning
Seneca College
01.2022
PGDM - Finance
PCTE College
01.2015
Bachelor in Commerce - Financial Management
Panjab University
01.2012
Skills
- Credit Analysis
- Financial Analysis
- Time Management and Adaptability
- Valuation
- Report Writing
- Financial Modeling
- Forecasting
- Leadership and Coaching
- Intellectual Curiosity
- Risk Advisory and Quantitative Aptitude
- Bloomberg, Merger Market, Capital IQ, and Moody's Ratings
- MS office and Advanced Excel
- Alternative investments/Fixed Income Securities
Certification
- Canadian Securities Course - Canadian Securities Institutes
- Financial Modeling & Company Valuation using Excel
- Certified ScumMaster from Scrum Alliance USA.
Work Permit
On Open Work Permit (Can work for any employer in Canada without sponsorship)
Timeline
Financial Consultant
Ernst and Young LLP
12.2020 - 02.2022
Research Associate
Visible Alpha
09.2019 - 12.2020
Sr. Credit Analyst
WNS Global Services
05.2017 - 09.2019
Credit Analyst
Crisil Ratings Ltd
11.2015 - 10.2016
Post Graduate Diploma - International Business Management
Niagara College
Post Graduate Diploma - Financial Planning
Seneca College
PGDM - Finance
PCTE College
Bachelor in Commerce - Financial Management
Panjab University
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