SACHIN THAWANI

Simplii financial | February 2026

• Sustained strategic client relationship management for core banking ledger platform alignment with business objectives and service expectations, enabling virtual accounts management implementation.
• smart integration strategy and implementation methods for multi-folder virtual accounts on new core across product definition, payment transactions, service requests for retail customers.
• collaborated with internal teams to coordinate deliverables, resolve issues, and maintain client satisfaction.
• Defined solution and integration requirements for complex flows and features from current state to target state.
• challenge optimize and provide design to implement new core ledger platform, replacing legacy ledger system, by suggesting and taking key design decisions.
• led assisted channels squad for various flows, ensuring smooth transition to target state.

• Establish program strategy and approach for project implementation supporting 3 banking clients with proven success rates.
• Conveyed industry insights and KPMG perspective across global transaction banking including cash management products, covering virtual account management, core banking, and liquidity frameworks for payment, deposit, and funding workflows
• providing integration approach and mechanism guidance (API vs MQ vs feeds) with bank partner teams across modules.
• Define program strategy and project implementation approach for three banking clients with high success rate.
• Provided guidance to partner teams on integration methods and processes spanning banking modules.
• Structured functional solution architecture and planned release execution aligned with go-to-market strategy.

Bank of Nova Scotia | August 2024–June 2025

• Led team of BSAs to support legacy payment engine replacement
• Led team of BAs to support legacy payment engine replacement.
• Payments SME in wire transfers assisting bank with ISO implementation for CBPR+ MX Payloads
• assess, evaluate, and analyze impact of as-is payments landscape using legacy payments engine for to-be state with new payments engine.
• analyze current wire transfers implementation and design new payments platform view
• Delivered actionable insights to leadership for informed decision-making regarding project roadmap and funding.
• Performed in-depth research on accounting model and offered recommendations for optimal solution.

IBM Canada Limited - March 2020 to July 2024

• Led team of senior payment BSAs to define, develop, and implement solutions in payment space, including real-time rail exchange (Canada), payments marketplace, contextual banking, and payaas platforms.
• Proven track record with successful end to end implementations of payment systems
• Defined product backlog for building payments as a service (payaas) platform for IBM Payments Center Canada, focusing on real-time payments, Interac e-transfers, and wires.
• Provided guidance and expertise for building data rich payment systems by implementing ISO 20022 Standards
• Engaged with clients to identify pain points, gather requirements, and develop tailored solutions.
• Developed API integrations to enhance system functionality with integration to queue-based systems and digital UI channels.

• SME in Cash Management i.e. Liquidity – sweeps, pooling, Intercompany loans, Investment prodcuts & Payments – Interac e-tranfers /Instant/RTR
• Analyzed client needs to support the implementation of an Interac compliant product.
• Analyzing as well as mapping features to current product functionalities especially for cash management products like virtual accounts management and Liquidity
• Defined go-to-market and product roadmap strategies by prioritizing requirements based on client needs and market trends
• Creating Functional & Product fitment specifications, User journeys and stories, Use Cases and Traceability Matrix
• Conducted Automation feasibility Study on KYC and AML process for one of the Top 4 banks.
• Created functional and product fitment specifications, user journeys and stories, use cases, and traceability matrix to align product development with client expectations
• Conducted Automation feasibility Study on KYC and AML process for one of the Top 4 banks
• SME in Cash Management i.e. Virtual accounts, Liquidity – sweeps, pooling, Intercompany loans, Investment products & Payments – Interac e-transfers /Instant/RTR

• Executed GCP system strategies for liquidity management
• Managed product mapping and change requests, elicited and analyzed business requirement documents (BRD), user requirement specifications (URS), functional specifications (FSD), and conducted AS-IS and TO-BE modeling for successful migration.
• Developed wireframes and authored documentation including functional specifications, approach notes, and project documentation specifications.
• Led product development for Fundtech GCP corporate banking liquidity product, significantly enhancing product alignment with global market standards.

• Conducted comprehensive business analysis
• Facilitated system enhancements and automation to improve operational processes.
• Led migration from legacy target balancing application to new sweeping platform GCE, ensuring seamless transition for users.
• Managed reporting of MIS/performance statistics, delivering insights to stakeholders within tight timelines.

• Coordinated operations for investment products, managing asset (Cusip) setup, corporate actions, and settlements of equity and fixed income products for the US market (DTC), as well as handling repairs for incoming wire transfers.
• Processed operational requests with accurate documentation and compliance adherence.
• Resolved complex exceptions by analyzing account details and escalating risk issues.
• Reviewed transactions for accuracy, completeness, and policy alignment.