SAAD BENALI
Montreal
Summary
Experienced finance professional with a diverse background in financial analysis, budgeting, forecasting, team management, and business control. Skilled in building financial models, power BI dashboards, tracking performance, and effectively communicating analyzes to stakeholders
Overview
16
16
years of professional experience
1
1
Certification
Work History
Business controller - FP&A Global Commercial Team
Couche Tard Alimentation
08.2024 - Current
- Build financial models for key projects, track performance and effectively communicate analyses to internal stakeholders, mainly SVPs and CFO
- Review business cases initiated by different global functions and make sure that the assumptions are attainable
- Do postmortem analysis for key projects
- Control the annual budgeting process for projects under my control, ensuring alignment with overall company goals and strategy
- Prepare accurate and timely financial forecasts, identifying potential risks and opportunities
- Supervise a team of three analysts
Senior Financial Analyst - FP&A Global Team
Couche Tard Alimentation
08.2022 - 08.2024
- Led and control the Global Technology and HR functional groups budgets
- Explained OPEX variances from budget to stakeholders and top executives mainly CTO and CPO
- Controlled accounts at month close and request reclassifications when needed
- Performed a liaison role between Technology, HR and finance departments
- Built financial models of key HR and IT projects and helped in quantifying profitability using metrics such as NPV, IRR, ROCE…etc
- Automated OPEX and CAPEX processes
- Prepared Ad hoc reports
- Supervised one junior analyst
Consultant (Part-time)
FirstOnSite Restoration
08.2022 - 10.2023
- Prepared various financial models
- Managed and controlled the Eastern operating budget
- Prepared Ad hoc reports
- Trained the new financial business partner
Senior Financial Analyst - FP&A Eastern Canada
FirstOnSite Restoration
08.2019 - 08.2022
- Participated in the valuation of potential acquisitions which resulted in closing one successful acquisition
- Led the preparation of the operating budget development for the Eastern Region
- Participated in the development of the master budget for the Eastern Region
- Explained variance from budget for all branches in the Eastern Region
- Created, developed, and modeled different excel reports
- Analyzed financial statements using different methods for internal use
- Prepared and analyzed profitability reports
- Presented financials to Executive VPs, and top managers
- Provided support to headquarter during month end close
- (Revenue accruals, AFDA provisions, OPEX and CAPEX accruals)
- Ensured that reporting and operations processes were aligned with SOX
- Assisted in the regional auditing by compiling information and needed data
- Prepared monthly reviews for executive review purposes
- Prepared executive management ad hoc reports
- Interviewed finance department's candidates for head office
- Calculated commissions and bonuses for project managers and business developers
- Supervised AR and AP personnel
Senior Credit Controller - Small Business
Canadian Imperial Bank of Commerce
03.2019 - 08.2019
- Performed due diligence analysis
- Disbursed employee personal loans
- Prepared required documents and disbursed small business loans (Up to 5 million dollars), lines of credit
- Discharged all types of securities held by CIBC
FP&A Manager
Bureau Sur Mesure
07.2014 - 07.2016
- Led the operational budgeting process
- Led Capital budgeting process and track profitability of key projects
- Explained the main variances from the budget and took corrective actions when needed
- Participated in the valuation of several M&A opportunities that led to the acquisition of two entities
- Developed a commission plan that positively influenced our sales
- Re-evaluated the company's cost of capital
- Participated in the recruitment process for Finance and operation' departments
- Supervised and managed a team of 6 employees
Financial Analyst - FP&A
Bureau Sur Mesure
04.2012 - 07.2014
- Analyzed financial statements by using ratios and common size analysis
- Participated in the preparation of the operational budget
- Developed user friendly excel financial models for different purposes
- Forecast sales and profitability metrics using mainly qualitative data
- Adjusted the monthly forecast to minimize the error term
- Prepared scenario and sensitivity analyses to manage risk
- Designed a risk mngt process for the company
- Participated in the capital budgeting of an expansion project
- (Overseas)
- Trained new employees and participated in the hiring process of the financial team
- Prepared ad hoc reports
Equity Analyst (Internship and Master Thesis)
Credit Agricole Bank (Stock market and Securitization department)
07.2011 - 10.2011
- Studied the main industries in the Casablanca stock market
- Priced equities using different methods
- Identified mispriced equities
- Participated in the development of a new pricing model
Junior Financial Analyst
AutoStar Car Rental
06.2009 - 08.2010
- Prepared a successful business plan that granted loan approval
- Prepared financial statements
- Analyzed the financial performance of the company by preparing a ratio analysis tree
- Communicated the analysis results with the department director
- Prepared an industry benchmark
Education
Master of Science - Economics
Concordia University
Montreal, None04-2019
MBA - Finance
Vancouver Island University
Nanaimo, BC01-2012
BBA - Finance
International Institute For Higher Education
Rabat, Morocco06-2009
Skills
- Financial modeling
- Budget management
- Variance analysis
- Financial forecasting
- Performance tracking
- Risk assessment
- Team leadership
- Data analysis
- Capital budgeting
- Corporate strategic planning
Languages
English
Full Professional
French
Full Professional
Arabic
Native or Bilingual
Certification
Financial modelling and valuation analyst FMVA
Timeline
Business controller - FP&A Global Commercial Team
Couche Tard Alimentation
08.2024 - Current
Senior Financial Analyst - FP&A Global Team
Couche Tard Alimentation
08.2022 - 08.2024
Consultant (Part-time)
FirstOnSite Restoration
08.2022 - 10.2023
Senior Financial Analyst - FP&A Eastern Canada
FirstOnSite Restoration
08.2019 - 08.2022
Senior Credit Controller - Small Business
Canadian Imperial Bank of Commerce
03.2019 - 08.2019
FP&A Manager
Bureau Sur Mesure
07.2014 - 07.2016
Financial Analyst - FP&A
Bureau Sur Mesure
04.2012 - 07.2014
Equity Analyst (Internship and Master Thesis)
Credit Agricole Bank (Stock market and Securitization department)
07.2011 - 10.2011
Junior Financial Analyst
AutoStar Car Rental
06.2009 - 08.2010
Financial modelling and valuation analyst FMVA
Master of Science - Economics
Concordia University
MBA - Finance
Vancouver Island University
BBA - Finance
International Institute For Higher Education
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