RONI BARGER

Evergreen Home Loans – Bellevue, WA
Disclosure Desk Specialist | 05/2025 – Present

• Review and prepare initial loan disclosures, managing a high-volume pipeline of 50+ loans per week with strong accuracy
• Ensure compliance with TRID and all regulatory requirements while meeting strict turnaround deadlines
• Collaborate with loan officers and internal teams to resolve discrepancies and prevent delays
• Maintain exceptional attention to detail in a fast-paced, deadline-driven environment
• Proactively identify and resolve issues to improve workflow efficiency and loan cycle times
• Support compliance initiatives by ensuring complete and accurate documentation across all files

• Work with the compliance desk initial disclosure team reviewing initial loan disclosures for accuracy
• Work closely with the Sales Team to ensure accuracy on the initial disclosures
• Generate new ideas, supports changes, provides innovative solutions, solves problems creatively
• Top producer for initial disclosures each month
• Worked on moving company to TRID
• Hired, coached and trained staff and monitored performance

• Assisted Account Executives for Fremont Bank Wholesale Division, retail division and the community loan banking revision
• Supervised 10 people
• Started the Wholesale business channel from Fremont Bank Processing
• Assisted in reviewing regulation Z, GFE’s for acceptance, estimated HUD’s for doc drawing
• Reviewed files for quality control for processors, helped maintain processor pipelines
• Reviewed conditions for underwriting
• Assisted in writing processing procedures
• Tested new software developments
• Assisted 10 account Executives with all inquiries as well as a point of contract for customers needs
• Trained all new processors who have been hired since starting wholesale division
• Traveled to other locations to meet with processors for training and give support

• Assisted #1 loan representative for World Saving Wholesale division generating more than 4 billion dollars in portfolio loans
• Negotiated with brokers to drive loans to funding
• Scheduled appraisal appointments, organized and facilitated monthly processing meetings and increased communication among internal staff
• Prepared customer loan documents, evaluated critical loan conditions, maintained daily attendance reports and payroll
• Resolved customer complaints to comply with company policy while maintaining customer satisfaction
• Resolved any possible functional issues, honored the company values and imaged to enhance rapport with all customers