Rick Chung
Garden Grove
Summary
Dynamic Licensed Lending Officer with proven success at LoanDepot in loan origination. Expert in document preparation and underwriting, I excel in building relationships and negotiating favorable terms. Bilingual in Spanish and Korean, I enhance client communication and drive operational efficiency through innovative solutions.
Overview
15
15
years of professional experience
Work History
Licensed Lending Officer
LoanDepot
09.2017 - 09.2025
- Developed and maintained relationships with customers, lenders and other third parties.
- Compiled closing packages for drafting and presentation accuracy.
- Proactively identified solutions for customers experiencing credit issues.
- Negotiated loan terms and conditions with customers to secure best deal.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Assessed loan portfolios for compliance with underwriting policies.
Office Manager
Prime Metals
05.2010 - 11.2017
- Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
- Improved office operations by automating client correspondence, record tracking and data communications.
- Delegated tasks to administrative support staff to organize and improve office efficiency.
- Monitored front areas so that questions could be promptly addressed.
Education
Associate of Applied Science - Communication
Cypress College
Cypress, CA06-2010
Skills
- Document preparation
- Underwriting expertise
- Appraisal review
- Sales proficiency
- Loan origination
- Credit analysis
- Financial assessment
- Documentation review
- Loan underwriting
Accomplishments
Two times Chairman's Elite at loanDepot. Achieving the most prestigious award in the company.
Languages
Spanish
Native or Bilingual
Korean
Native or Bilingual
Timeline
Licensed Lending Officer
LoanDepot
09.2017 - 09.2025
Office Manager
Prime Metals
05.2010 - 11.2017
Associate of Applied Science - Communication
Cypress College