Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Rhonda Jewar

Rhonda Jewar

Winnipeg,MB

Summary

Skilled underwriter with strong background in risk assessment and policy evaluation. Adept at analyzing complex medical data and making informed decisions to ensure compliance and mitigate risks. Strong focus on team collaboration and achieving results, adaptable to changing needs. Known for effective communication, critical thinking, and problem-solving skills.

Overview

38
38
years of professional experience

Work History

Medical Underwriter

Johnston Group
09.1994 - Current
  • Experience underwriting group life, disability and health applications including individual life applications. with a signing authority of $500,000.
  • Familiar with RGA underwriting guidelines.
  • Comfortable with legislation and contract wording.
  • Confident in determining medical risk for group coverage and risk classification for individual life applications within compliance of the insurers guidelines while following regulatory and internal guidelines.
  • Comfortable reviewing individual life risk classifications to determine premium costs.
  • Effective at prioritization of daily workload and the long term goals of the department.
  • Arrangement and documentation all compiled data collected during the underwriting process; applications, medical tests, physicians reports, medicals, labs and questionnaires.
  • Excellent analyzation of files and data to make a confident decision.
  • Assign a underwriting decision for group benefits; approved, approved with limitations or exclusions or declined.
  • Able to determine individual life rates; preferred plus, preferred, standard plus, standard or using a rate table.
  • Analysis of health claim history for both small and large cap business to determine cost risk.
  • Document and review all compiled information to determine an underwriting decision for group life, disability and health insurance.
  • Effectively communicate adverse underwriting decisions to client.
  • Effective understanding of the appeal process.
  • Assessed disability files for non disclosure of medical information if requested.
  • Streamlined the underwriting process by separating the paperwork in 30,000 plus files between underwriting and administration to increase the underwriting processing time.
  • This project also benefited our department when our company decided to go paperless. Our department was able to get a lot of medical information scanned, again, saving underwriting time.
  • Many other suggested improvements over the years that have been implemented by our team.
  • Act as a mentor to junior underwriters on the team.

Administration

Johnston Group
09.1986 - Current
  • Handled incoming phone calls and fielded questions from clients and advisors.
  • Processed new firms and employee additions.
  • Processed firm and employee changes.
  • Processed salary changes.
  • Employee training.

Loaned Representative Programy

United Way
07.1992 - 10.1992
  • Act as an account manager for the United Way's workplace campaign.
  • Monitored account activity and results to ensure a successful workplace campaign.
  • Coordinate and participate in presentations.
  • Collect funds raised.
  • Worked independently and as a team towards a common goal.
  • I was assigned to small capital financial institutions; credit unions and smaller banks and was told that i exceeded my portfolio goal by $20,000.00.

Education

High School Diploma -

Technical Vocational High School
Winnipeg, MB
05-1986

Skills

  • Attention to detail
  • Critical thinking
  • Problem-solving aptitude
  • Analytical thinking
  • Decision-making
  • Risk assessment
  • Excellent communication
  • Task prioritization
  • Self motivation
  • Medical terminology proficiency
  • Industry awareness

Languages

English

Timeline

Medical Underwriter

Johnston Group
09.1994 - Current

Loaned Representative Programy

United Way
07.1992 - 10.1992

Administration

Johnston Group
09.1986 - Current

High School Diploma -

Technical Vocational High School
Rhonda Jewar