Redouane Ait Kait
Montreal,QC
Summary
Finance professional with a strong analytical background, and exposure to valuation, financial modeling, and transaction-related analysis. Experienced in profitability analysis, cash-flow projections, and financial data validation within banking and investment environments. CFA Level I candidate, bilingual (French/English), seeking to develop within a leading M&A advisory practice.
Overview
3
3
years of professional experience
3
3
Certifications
Work History
Personal Finance Advisor
Desjardins Group
Montreal, Quebec
06.2025 - Current
- Analyzed financial statements and cash flow data to guide investment and lending strategies.
- Prepared structured analytical summaries to support decision-making and enhance risk assessment.
- Conducted profitability and performance analyses to identify key business drivers and assess scenario impacts.
Personal Banking Advisor
Royal Bank of Canada
Montreal, Quebec
04.2024 - 05.2025
- Collaborated with cross-functional teams to create tailored financial solutions, enhancing client portfolio performance.
- Conducted credit and financial assessments based on risk, return, and regulatory criteria to inform decision-making.
- Prepared financial summaries for portfolio monitoring and client engagement, facilitating informed discussions with clients.
Wealth Management Intern
Manulife Investments
Montreal, Quebec
05.2023 - 08.2023
- Conducted market and product research to inform investment strategy recommendations, summarizing insights for advisor discussions and improving client asset allocation decisions.
- Developed Excel-based financial models for cash flow forecasting and scenario analysis to enhance decision-making processes.
- Supported valuation workstreams by preparing cash-flow projections, conducting ratio analysis, and ensuring financial statement consistency.
Education
BBA - Finance
Hec Montreal
Montreal, QC05-2024
BBA - Business Administration
MDI Business School
Algiers07-2021
Skills
Financial modeling and analysis (Excel – advanced), VBA, SQL, Bloomberg Terminal, SAP
Valuation concepts (DCF, multiples), funding costs, internal pricing, and spreads
Languages
English
Full Professional
French
Native/ Bilingual
Arabic
Native/ Bilingual
Certification
Cfa Level 1 candidate
Accomplishments
Excellence Scholarship – $15,000 CAD (HEC Montréal)
Timeline
Personal Finance Advisor
Desjardins Group
06.2025 - Current
Personal Banking Advisor
Royal Bank of Canada
04.2024 - 05.2025
Wealth Management Intern
Manulife Investments
05.2023 - 08.2023
BBA - Finance
Hec Montreal
BBA - Business Administration
MDI Business School