Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

Rakesh Rai

Kamloops,BC

Summary

Focused Financial Advisor with background in providing personalized investment strategies, risk management advice, and comprehensive financial planning services. Strengths include strong analytical skills, exceptional client relationship management and ability to simplify complex financial concepts. Proven success in optimizing client portfolios for long-term growth, and developing strategic financial plans that align with individual client goals.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Financial Advisor

Royal Bank of Canada
Kamloops, British Columbia
03.2023 - Current
  • Interviewed clients to determine income, expenses, financial objectives, and risk tolerance in order to develop successful financial plans.
  • Analyzed financial information obtained from clients to determine strategies for meeting clients' financial objectives.
  • Recommended strategies to clients to help achieve financial goals.
  • Counseled clients on financial matters and provided recommendations on investment opportunities, products, and services based on client needs and asset availability.
  • Identified new business opportunities through referrals from existing clients.
  • Implemented tax-efficient investment strategies to maximize clients' after-tax returns.
  • Conducted detailed analysis of clients' current financial situation, including risk assessment, cash flow management, and retirement planning.
  • Worked effectively in team environments to make the workplace more productive.
  • Utilized various software and tools to streamline processes and optimize performance.

Banking Advisor

Royal Bank of Canada
Kamloops, British Columbia
01.2022 - 03.2023
  • Facilitated the loan application process, from documentation collection to approval communication.
  • Advised customers on bank products, services and financial planning options.
  • Participated in community outreach events related to personal finance education initiatives.
  • Helped customers open and close accounts, apply for loans and make sound financial decisions.
  • Assisted with opening new accounts, transferring funds, setting up direct deposits, issuing debit cards.
  • Assisted customers by answering banking questions and recommending solutions.
  • Educated customers about the features of different types of banking accounts, including savings and checking accounts.

Client Advisor

Royal Bank of Canada
Kamloops, British Columbia
07.2021 - 12.2021
  • Performed cash handling duties including counting currency, coins and checks.
  • Offered every customer exceptional service levels by remaining friendly and professional during every transaction.
  • Resolved problems or discrepancies concerning customers' accounts.
  • Explained bank services, financial products and applicable fees to customers.
  • Educated customers about different types of banking services available at the branch.
  • Maintained confidentiality of bank records, transactions and customer information.
  • Assisted customers with basic technical issues related to digital banking platforms.

Financial Customer Service Representative

Goeasy
Kamloops, British Columbia
05.2020 - 07.2021
  • Analyzed applicants' financial status and credit and property evaluation to determine feasibility of granting loan.
  • Responded promptly to customer inquiries regarding their accounts or other matters related to consumer lending operations.
  • Collected past due loans, keeping credit and collateral exceptions within policy ranges.
  • Evaluated and approved loan applications based on established criteria.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Counseled clients on debt management and repayment plans.
  • Identified opportunities for cross-selling additional products and services.

Business Development Manager

S.B.I Life Insurance
Hoshiarpur, Punjab, Inida
06.2013 - 04.2018
  • Established new customer accounts using negotiation and sales closing abilities.
  • Facilitated training and development programs for sales and business development teams.
  • Participated in weekly meetings with executive leadership team members to discuss progress toward goals.
  • Directed and coordinated products, services and sales activities.
  • Resolved customer complaints regarding sales and service.

Education

Post-Baccalaureate Diploma - International Business

Thompson Rivers University
Kamloops, None
12-2019

MBA - Marketing and Finance

Guru Nanak Dev University
Gurdaspur, Punjab, India
05-2013

Bachelor of Commerce - Accounting And Finance

Guru Nanak Dev University
Gurdaspur, Punjab, India
04-2011

Skills

  • Retirement needs
  • Investment planning
  • Advising on investments
  • Investment consulting and planning
  • Financial market knowledge
  • Customer service
  • Financial planning

Certification

  • Designated Financial Service Advisor

Accomplishments

  • Conference award winner for year 2024

Timeline

Financial Advisor

Royal Bank of Canada
03.2023 - Current

Banking Advisor

Royal Bank of Canada
01.2022 - 03.2023

Client Advisor

Royal Bank of Canada
07.2021 - 12.2021

Financial Customer Service Representative

Goeasy
05.2020 - 07.2021

Business Development Manager

S.B.I Life Insurance
06.2013 - 04.2018

Post-Baccalaureate Diploma - International Business

Thompson Rivers University

MBA - Marketing and Finance

Guru Nanak Dev University

Bachelor of Commerce - Accounting And Finance

Guru Nanak Dev University

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