Summary
Overview
Work History
Education
Skills
Website , Portfolio & Social Profile
Timeline
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Rajat Kumar

Brampton,ON

Summary

Commercial Equipment Finance Broker with 5+ years of progressive experience in client relationship management ,truck sales, equipment leasing, asset-based lending, and fuel & factoring programs. Skilled at structuring lease/loan packages and collaborating with lenders to maximize approvals. Strong record of closing high-ticket size deals, building business pipelines, and delivering tailored financing solutions to owner-operators and fleet companies.

Overview

8
8
years of professional experience

Work History

Sub Broker(Commercial Equipment Financing)

TruCapital Finance & Leasing Ltd.
Mississauga, ON
01.2025 - Current
  • Working as a profit-sharing agent as Sub-brokers to support commercial clients in securing equipment financing solutions.
  • Liaised directly with brokers , lenders to structure lease and loan packages tailored to each client's financial profile.
  • Sourced new business through networking, referrals, and digital outreach; submitted qualified applications to partner lenders.
  • Assisted clients in understanding terms, rates, and lender conditions while managing documentation and follow-ups.

Commercial Truck Sales & Leasing Advisor

Pride Truck Sales Ltd.
Mississauga, Ontario
01.2023 - 12.2024
  • Self-sourced leads and referred external financing opportunities to the in-house team.
  • Provided financing and leasing solutions to owner-operators and fleet clients on equipment sourced for them as per their specifications.
  • Helped clients understand their options, and finalized deals efficiently.
  • Collected feedback to improve customer service after the sale.

Business Development Executive

Pride Fleet Solutions Inc ( Fuel & Factoring Sales Division )
Mississauga, Ontario
07.2021 - 12.2022
  • Onboarded 100+ clients and promoted fuel cards to fleet operators, owner-operators.
  • Facilitated factoring service enrollments, helping clients improve cash flow by converting receivables into immediate capital.
  • Maintained sales numbers and achieved the company's sales targets.
  • Regularly visited client sites and terminals to understand fuel needs, assess volume potential, and build stronger business relationships.

Technical Sales Specialist

Globehost India Pvt. Ltd
, India
01.2018 - 12.2019
  • Offering pre-sales technical support, including demos, presentations, and specs.
  • Custom support negotiations with technical expertise to address concerns and close sales. and close sales.
  • Collaborate with the sales team to prepare quotes, proposals, and presentations that address customer needs, and ensure competitiveness in the market.
  • Provide paid, premium technical assistance after the sale, ensuring smooth implementation and maintenance.

Education

Certificate - Commercial Banking & Credit Analyst

CFI ( Corporate Finance Institute )
Remotely
12-2024

Computer Systems Technician Networking - T860 -

St. Clair College of Applied Arts And Technology
Windsor, None
05-2021

Java Programming & MySQL Industrial Training -

Star InfoTech
Punjab , India
11-2017

Skills

  • Commercial Equipment Financing & Leasing
  • Credit & Risk Analysis (DSCR, LTV, Beacon Scores)
  • Broker & Lender Relationship Management
  • CRM & Pipeline Management
  • Financing Documentation & Compliance
  • Sales Strategy & Closing Techniques
  • Negotiation & Objection Handling
  • Business Development & Cold Calling

Website , Portfolio & Social Profile

Business Website : www.trucap.ca 

Business Page : https://www.linkedin.com/company/trucapital-finance-leasing-ltd

Personal Profile : https://www.linkedin.com/in/rajat-kumar-/

Timeline

Sub Broker(Commercial Equipment Financing)

TruCapital Finance & Leasing Ltd.
01.2025 - Current

Commercial Truck Sales & Leasing Advisor

Pride Truck Sales Ltd.
01.2023 - 12.2024

Business Development Executive

Pride Fleet Solutions Inc ( Fuel & Factoring Sales Division )
07.2021 - 12.2022

Technical Sales Specialist

Globehost India Pvt. Ltd
01.2018 - 12.2019

Certificate - Commercial Banking & Credit Analyst

CFI ( Corporate Finance Institute )

Computer Systems Technician Networking - T860 -

St. Clair College of Applied Arts And Technology

Java Programming & MySQL Industrial Training -

Star InfoTech
Rajat Kumar