Summary
Overview
Work History
Education
Skills
Timeline
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Rahul Vashisht

Edmonton,AB

Summary

Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 8 years of resolving credit disputes and making recommendations on bad debt accounts.

Overview

18
18
years of professional experience

Work History

Credit Analyst

SBI Bank
Chandigarh, India
10.2016 - 04.2023
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Made decisions and recommendations about extending lines of credit.
  • Assessed credit risk and analyzed financial statements.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Gathered loan documentation for underwriting.
  • Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.

Senior Branch Account Executive

CitiFinancial
Edmonton, AB
06.2011 - 09.2016
  • Discussed financial options with clients and provided informed suggestions.
  • Met with members to understand goals and recommend solutions to fit specific needs.
  • Liaised with customers and funding sources to identify and remove roadblocks to business funding.
  • Targeted accounts at senior and executive levels and secured funding for future initiatives.

Branch Account Executive

HSBC
Calgary, AB
06.2010 - 05.2011
  • Understood communication and technology needs of small and mid-sized business customers.
  • Prospected and qualified leads via phone or in-person visits.
  • Utilized consultative selling skills to identify key trends.
  • Developed new accounts and grew existing accounts while establishing long-term relationships with customers.

Financial Advisor

Td Canada Trust
Edmonton, AB
02.2005 - 05.2010
  • Worked with clients to support understanding of rationale and details of financial strategies.
  • Assisted clients with preparing financial plans, conducting investment research, and completing trades and transactions to assess and meet financial goals.
  • Cultivated and strengthened relationships with new clients and educated clients on account services and capabilities.
  • Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.

Education

Bachelor of Science - Business Administration

Bemidji State University
Bemidji, MN
05.2003

Skills

  • Data Analysis
  • Verbal and Written Communication
  • Information Verification
  • Credit Risk Analysis
  • Financial Statements
  • Lending Regulations
  • Banking Regulations

Timeline

Credit Analyst

SBI Bank
10.2016 - 04.2023

Senior Branch Account Executive

CitiFinancial
06.2011 - 09.2016

Branch Account Executive

HSBC
06.2010 - 05.2011

Financial Advisor

Td Canada Trust
02.2005 - 05.2010

Bachelor of Science - Business Administration

Bemidji State University

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Rahul Vashisht