Philip Cheung
Markham,ON
Summary
Experienced with financial analysis and credit risk assessment, focusing on evaluating borrower creditworthiness. Utilizes advanced analytical skills to interpret complex financial data and provide actionable insights. Track record of effective collaboration and communication with cross-functional teams to achieve organizational objectives.
Overview
39
39
years of professional experience
Work History
Credit Analyst
HSBC Bank Canada
07.2017 - 07.2022
- Assessed credit risk.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed income documents to comprehensively calculate the borrowing ratios.
- Review residential appraisal report.
Senior Credit Analyst
CIBC
03.2015 - 07.2017
Mortgage Development Manager
National Bank of Canada
01.2013 - 03.2015
Senior Manager, Credit Approval
HSBC Bank Canada
07.1999 - 12.2011
Account Manager, Private Banking
HSBC Bank Canada
04.1983 - 07.1999
Education
BBA - Finance
University of Windsor
Windsor, ON12-1979
Bachelor of Science - Chemistry
University of Waterloo
Waterloo, ON05-1978
Skills
- Risk Assessment
- Credit analysis
- Financial statement analysis
- Credit risk
- Credit decisions
Languages
English
Professional Working
Chinese (Cantonese)
Native or Bilingual
Chinese (Mandarin)
Limited Working
Timeline
Credit Analyst
HSBC Bank Canada
07.2017 - 07.2022
Senior Credit Analyst
CIBC
03.2015 - 07.2017
Mortgage Development Manager
National Bank of Canada
01.2013 - 03.2015
Senior Manager, Credit Approval
HSBC Bank Canada
07.1999 - 12.2011
Account Manager, Private Banking
HSBC Bank Canada
04.1983 - 07.1999
BBA - Finance
University of Windsor
Bachelor of Science - Chemistry
University of Waterloo
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