Phillip Michael Skene "Phil"
Malibu
Summary
Highly motivated individual who is committed to doing his best for the company. Works well with others to overcome obstacles. Detail-oriented and a critical thinker, I am good at being the squeaky wheel. Enthusiastic about continuing his career in real estate development and finance. Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Loan Officer
Mainstreet Mortgage
02.2025 - Current
- Originates purchase and refinance mortgage loans.
Project Manager
Westward Construction and Design
Malibu
01.2023 - 01.2025
- Experience building ground-up construction, working with my brother, Thomas Skene, who is a licensed contractor. Together, we worked to draft and develop plans for a custom single-family home in Malibu, went through permitting with LA County Building and Safety, and saw the project through to the certificate of occupancy.
Loan Officer
Quanta Finance
04.2021 - 12.2022
- Began as a loan processor. Responsibilities included reviewing borrower credit files, ordering title and escrow, valuing collateral, and reviewing inspections.
- Graduated to a loan originator. Responsibilities included cold-calling investors to generate new business, processing on-boarding packages, and evaluating new loan requests.
- Company volume varied from $60M to $80M in new origination per month.
Volunteer
Institute For Human Services
01.2021 - 03.2021
- Helped provide medical attention to physically and mentally disabled persons.
Asset Manager
AMIP Management, LLC
03.2015 - 06.2017
- Helped acquire and resolve non-performing loans.
- Responsibilities included managing the trading desk for all new loan acquisitions, valuing collateral, analyzing lien and title, managing insurance on NPLs and REOs, and assisting with ongoing loss mitigation tasks.
- Company volume varied from $30M to $50M in new loan acquisitions per month.
AVP of Acquisitions
American Homes 4 Rent, LLC
03.2012 - 03.2015
- Participated in acquiring over 3,000 homes throughout AZ, OK, TX, and WI.
- In Tucson, AZ, acquired 354 homes. Responsibilities included underwriting and attending the Pima county foreclosure auction, and acquired additional properties on the MLS.
- In Milwaukee, WI, oversaw 142 on-market closing and helped alleviate problematic acquisitions executed prior to arrival. Responsibilities included negotiating with sellers, working with the construction team to expedite conversions, employing third-party property management companies, and reanalyzing the market.
- In Dallas, TX, participated in acquiring over 2,630 homes throughout Texas and Oklahoma MSAs. Responsibilities included underwriting 1/3rd of all auction opportunities, 1/2 of all MLS opportunities, employing third-party brokers, and communicating with construction, leasing, and property management teams.
Education
Bachelor of Science - Communication Studies
University of California - Davis
Davis, CA08.2011
Skills
- Mortgage origination and loan processing
- Credit analysis and risk assessment
- Compliance monitoring
- Customer relationship management
- Sales strategy and negotiation
- Effective communication
Certification
Real Estate Broker, CA (License: 02016663)
Mortgage Loan Originator, CA (NMLS ID: 1613521)
Timeline
Loan Officer
Mainstreet Mortgage
02.2025 - Current
Project Manager
Westward Construction and Design
01.2023 - 01.2025
Loan Officer
Quanta Finance
04.2021 - 12.2022
Volunteer
Institute For Human Services
01.2021 - 03.2021
Asset Manager
AMIP Management, LLC
03.2015 - 06.2017
AVP of Acquisitions
American Homes 4 Rent, LLC
03.2012 - 03.2015
Bachelor of Science - Communication Studies
University of California - Davis