In charge of Credit Administration, Securities, Legal & Debt recovery units and principal assistant to the Head Credit and Legal Department
Developed and implemented suitable post-approval credit administration controls & procedures
Devise and implement an effective system to monitor loan & asset finance installments with a view to ensuring that arrears are redressed without any undue delay.
Head Credit Administration
Family Bank Ltd (FBL)
01.2006 - 01.2007
Participated in providing the overall vision and direction for corporate risk management in the bank
Co-Developed & Facilitated Credit management charter & credit policy, procedures and strategies
In charge of Credit administration procedures of all SUB'S and Head office involving portfolio analysis, efficacy, and quality of credit appraisals, administration, disbursement, security perfection.
Manager, Credit
Equity Bank
01.2004 - 01.2006
Participated in providing the overall vision and direction for corporate credit risk management at head office credit committees
Participated in preparing periodic reports on credit profiles for the Executive and Board of Directors and regulators (CBK)
Participated in Implementing massive data authentication and verification during system changeover in 122 branches & satellite units.
Manager Banking Operations
Equity Bank LTD (EBL)
01.2001 - 01.2004
Managed all functions in 3 regions - Key performance areas included: Marketing & Business Development, Business presentation, Product development, Customer relations & retention
Credit appraisals, renewals, and monitoring, Risk management, Branch operations, Administration and personnel Management among others.
Credit & Business Development Officer
Kenya Women Finance Trust (KWFT)
01.1999 - 01.2001
Carried out visibility studies on new areas for business expansion
Carried out client assessment and training in several business units across the country
Undertook business appraisals and other pertinent credit functions like loan processing, disbursement, monitoring, and follow up.
Director/team leader
Uzuri Mapema LTD
01.2010
Co-founder and director of Uzuri Mapema ltd Construction and Transport Company
Responsible for carrying out visibility studies on new areas for business expansion
Carrying out potential client needs assessment and identifying gaps the company can cover
Providing the overall vision and direction for corporate growth and development.
Academic And Professional Background
1981/89, River Bank Primary School, K.C.P.E.
1990/93, Kangaru primary school, K.C.S.E.
1994/98, Catholic University of Eastern Africa, BCOM (Hons)
1999/2000, Insight Technologies, Various I.T. Software Sciences
Currently studying, MBA in Strategic Management
Profile
GEOFFREY KINYANJUI KARANJA, 04/03/74, MARRIED, FINANCIAL MANAGEMENT/BUSINESS ADMINISTRATION, 0722-665490 or 0735-327693, jeffykaranja@gmail.com, P.O.Box 00100 20879 or 00200, Nrb, 73390
References
Mr. Alex Muhia, P.A. To The C.E.O, Equity Bank Ltd, 0722618871/020-2725519
Mr. Stephen Njunge Kamau, Chief Finance Officer (CFO), Family Bank Ltd, 0724261461/020-318940/2/7
Mr. S. T.Wainaina, Former Chief Executive, Family Bank Ltd, 0725334961/020-318940/2/7
Mr. Kennedy Efetha, Head Human Resources, ABC Bank Ltd, 0722316265/020-4263000
Mrs Catherine Wanjiku, Co Secretary and HR, Uzuri Mapema ltd, 0706352616
Hobbies and Interests
Reading journals, business magazines, and topical issues
Gardening, landscaping, traveling, and sightseeing
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