Resourceful business service professional with progressive proven records in liaising with clients, formulation, and executing strategic, financial, and sales plans to achieve organizational goals. Possess excellent client-facing and employee skills. Adept at defining business direction and optimizing business opportunities. Skilled at evaluating opportunities and risks. Ensures prompt resolutions of financial disputes; manages branch budget and expenses effectively. Solid knowledge of banking regulations and compliance matters; adhere to security and compliance procedures against inherent risk. Possess effective work ethic with highly improved operational management, time management, communication, and team working skills with relevant experience in the Banking Industry covering Operations Management, Financial Inclusion, Electronic Business Operations, Customer Service Management, Business Planning, and Change management/Business transformation. Collaborative leader, successful in building and motivating dynamic teams.
• Supervising day-to-day processing of Domestic settlement transactions across the banks’ E-payment channels.
• Supervising the day-to-day Monitoring, Reconciliation, and Settlement of E-payment transactions done via the bank’s e-payment channels.
• Preparation of Monthly, Quarterly, and Annual Renditions to regulatory authorities and Auditors.
• Follow up with the Switches for prompt release of settlement report.
• Actively engaged various parties involved in all E-Banking transactions within and outside the Bank by applying knowledge of the e-commerce value chain.
• Developed channel strategy and utilized self-service banking technology/products/services to increase the Bank’s market share, Bank’s geographic reach, and customer base.
• Enhanced and upgraded existing products and services such as internet banking, telephone banking, and mobile banking.
• Created and implemented channel strategies for all customer segments to achieve effective channel use, sales and customer satisfaction targets, operational efficiency, and a seamless customer product and relationship experience.
• Prioritized work to ensure availability to assist the sales team and demonstrated a deep knowledge of product features, services, and usability.
• Provided input into product development from experience and information gathered from sales support engagements.
• Ensured operational ramifications were considered in new product launches or alterations of existing products.
• Monitoring and support of the banks’ card process via the VPAY application.
• Develop and implement policies, guidelines, and frameworks for payment card products and the operational process.
• Implementation of debit card issuance process and testing new card products like Verve Global, Contactless card, and credit card-related processes.
• Project Management and process improvement coordination, Implementation, and successful rollout of card projects.
• Provide Operational input and support to internal teams and engage vendors relevant to the card production process.
• Manage Diamond Bank Card Services vendors such as vendor Payments and implementation of cost reduction strategies.
• Produce and ensure compliance with Service Level Agreements for Third-Party Processors and Card Personalization vendors.
• Ensure adequate customer engagement to achieve high card activation and transaction rates.
• Reporting and Analytics.
• Monitor the daily and accurate reconciliation of debit card collection accounts to ensure the banks’ books are intact and correct repayments are done by the customers.
• Bank-wide training, support, and collaboration for branches, Card, and Stationery stock management. Review of card orders, quotes, and card designs from personalization vendors
Business Transformation
Process Improvement expert
Operations Management Expert
Change Management
Team building and Collaboration
Customer Service Management
Excellent communication and presentation skills
Demonstrated commitment to ethical standards and a high level of integrity
Good leadership and people management skills
Excellent conflict management skills
Strong understanding of banking policies and practices
Good Team player, excellent at Relationship building, Collaboration, and Teamwork
Attention to detail, Creative thinking, and problem-solving skills