Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Owais Mahmood

Toronto,Canada

Summary

Risk Management professional with 12 years of experience in the Canadian Banking industry. Well versed in Enterprise and Operational Risk methodology with the past 3 years of my career being focused on Country Risk. Skilled in leading projects, identifying efficiencies in processes, and working in a highly matrixed organization.

Overview

12
12
years of professional experience

Work History

Country Risk Manager

Bank Of Montreal
11.2020 - Current

• Coordinating Annual Review's for 83 Countries where the Bank of Montreal extends credit

• Fostering partnerships between economics, the line of business, and credit to ensure Country Risk is assessed, assigned, and reported for all counter-parties outside of Canada and the US

• Presenting a summary of international exposure managed by the Bank of Montreal to the Chief Risk officer on a quarterly basis

• Responsible for all Country Risk Policies, Operating Procedures, and Corporate Standards maintained by the Bank

• Produce meaningful Country Risk Reporting for both internal distribution and for federal regulators

Manager - Enterprise House Limit Exceptions

Bank Of Montreal
10.2018 - 10.2020

• Responsible for approving and tracking large scale deals within the bank that exceeded BMO's Enterprise House Limit on behalf of the Chief Risk Officer

• On a monthly basis, meet with the Head of Corporate Commercial Credit as well as the Chief Risk Officer to present a summary of the largest transactions, key statistics as well as any identified trends

• Prepare and distribute large exposure reporting to both internal stakeholders and regulators

Risk Management Analyst

Bank Of Montreal
05.2016 - 09.2018

• Approving personal discretionary limits for employees across the enterprise including Business Banking, Capital Markets, and Private Banking

• Assessing the performance of employees related to the use of their discretionary limits

• Maintaining relationships with senior executives and providing them with ongoing updates regarding the performance of their extended teams

Manager - Lending Operations

Bank Of Montreal
11.2013 - 04.2016

• Lead a team of 15 direct reports who were responsible for funding commercial loans across Canadian Business Banking

• Working with relationship managers, analysts, and credit to ensure legal documents were prepared, loans were funded within SLA, and escalations were addressed in a timely manner

Process Analyst – Lending Operations

Bank Of Montreal
09.2012 - 10.2013

• Review existing processes across our department and identify enhancements opportunities

• Prepare a standardized process guide which was rolled out nationally across BMO Commercial Banking

Education

Bachelor of Arts - Sociology of Business Development

Concordia University
Montreal, QC
2012

Skills

    Highly motivated self-starter with a proven track record of meeting tight deadlines

    Excellent communication skills with the ability to negotiate positive outcomes

    Team orientated with experience in training, coaching, and leading a diverse range of employees

    Skilled in analyzing large amounts of data to produce practical and concise reporting

    Strategic thinker with a track record of identifying efficiencies and enhancements to elevate processes

    Consistent top performer and multiple time recipient of BMO’s Annual Best of the Best Award

Languages

English

Timeline

Country Risk Manager

Bank Of Montreal
11.2020 - Current

Manager - Enterprise House Limit Exceptions

Bank Of Montreal
10.2018 - 10.2020

Risk Management Analyst

Bank Of Montreal
05.2016 - 09.2018

Manager - Lending Operations

Bank Of Montreal
11.2013 - 04.2016

Process Analyst – Lending Operations

Bank Of Montreal
09.2012 - 10.2013

Bachelor of Arts - Sociology of Business Development

Concordia University
Owais Mahmood