Osmundo Bernabe

Serve as an actuary / plan administrator to combo defined benefit nad 401(k) plans. Draft Plan amendments

• Converted takeover plans to the ASC valuation software, performed nondiscrimination testing on various plan designs, certify Form 5500 Schedule SBs, prepare ASC 715 financial reports

• Actuary for the Internal Revenue Service. Part of a team that reviews applications for changes in funding method and in the development and presentation of training materials to the field agents.

• Worked as an independent actuary providing services to Third Party Plan Administrators.

• Responsible for the review and actuarial certification of pension plans including cash balance and 412(e) Plans, document compliance with regulations. This includes dealing with the Internal Revenue Services on IRS audits of the above kind of plans and other related matters. Provide assistance to the marketing department on plan design matters.

• Responsible for the design, administration, valuation and actuarial certifications of defined benefit pension plans, including 412(e) and cash balance plans, in excess of 200 plans; re-statement of defined benefit pension plan documents; handle IRS inquiries and audits of defined benefit plans, FASB reporting; and plan design for our sales group.

• Responsible for the valuation and Schedule B certification of defined benefit plans, plan administrator of defined benefit and defined contribution plans including 401(k)plans and ESOP plans; prepare FASB reports

• Responsible for the valuation and Schedule B certification of defined plans; serve as a consultant to plan administrators

• Responsible for the valuation and Schedule B certification of defined benefit plans

• Responsible for the valuation and certification of defined benefit pension plans; serve as a consultant to plan administrators

• Assist outside actuary in the valuation of large Taft-Hartley Plans and the performance of miscellaneous actuarial studies; monitor investment performance of investment counselors; administer a master plan and trust made up of 30 retirement plans

• Assist actuary in pension plan valuations and actuarial studies; preparation of actuarial reports on large Taft-Hartley Plans and Corporate Plans

• Assist senior actuarial assistant in the performance of various actuarial studies, pension evaluations, and preparation of actuarial reports.