OSAS OMWANGHE
Scarborough,ON
Summary
Detail-oriented mortgage loan officer with several years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success.
Overview
7
7
years of professional experience
Work History
Mortgage Agent
Zolo
Toronto, Ontario
05.2022 - Current
- Prepared documents for closing process and monitored progress throughout transaction.
- Verified accuracy of all documentation prior to submission to underwriting department.
- Attended seminars, conferences, meetings, webinars, related to the mortgage industry.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Reviewed financial data, pay stubs and credit history for borrowers to ascertain loan qualification.
- Identified valuable solutions for customers with credit problems.
- Reviewed credit reports and appraisals to assess risk factors associated with each potential borrower.
- Conducted comprehensive financial analysis on prospective borrowers to determine eligibility for mortgage products.
- Verified client financial information to determine creditworthiness and loan eligibility.
Mortgage Agent
Centum
06.2018 - 04.2022
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Negotiated with lenders to ensure competitive rates for clients.
- Updated client account information and records in company databases.
- Monitored loan progress, ensuring timely processing and closing.
- Submitted applications to credit analysts.
- Helped clients fill out loan applications and find ideal loan options.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Collected and verified financial information from applicants.
- Provided guidance on the various types of mortgage options available.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Established and nurtured relationships with real estate agents and other industry professionals.
- Guided applicants through the loan process, from application to closing.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
Education
Associate of Applied Science - Acounting And Finance
Seneca College of Applied Arts And Technology
North York, ON04-2020
Bachelor of Science - Business Administration
Delta State University, Abraka
Delta State, Nigeria04-2010
Skills
- Lead generation
- Marketing Officer
- Loan officer mentorship
- Credit assessment
- Mortgage plan advising
- Loan package development
- Business development
- Credit-worthiness evaluation
- Document preparation
- Sales expertise
- Empathy and patience
- Clear communication
- Customer feedback handling
- Active listening
- Multitasking and organization
Timeline
Mortgage Agent
Zolo
05.2022 - Current
Mortgage Agent
Centum
06.2018 - 04.2022
Associate of Applied Science - Acounting And Finance
Seneca College of Applied Arts And Technology
Bachelor of Science - Business Administration
Delta State University, Abraka
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