Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Omar Archer

Financial Crime & Risk Analyst
Toronto ,Ontario

Summary

FinTech professional with 3+ years of experience in AML, fraud risk mitigation, and transaction monitoring.

Proven track record in identifying suspicious activity, submitting regulatory reports to FINTRAC, and mitigating financial and operational risk. Adept at analyzing POS and merchant transaction patterns, identifying recurring risk trends, and recommending controls to strengthen compliance and safeguard revenue. Skilled in cross-functional collaboration, process optimization, and strategic risk assessment, with a results-driven approach that balances regulatory adherence and business impact.

Overview

12
years of professional experience

Work History

Financeit

AML & Fraud Agent
12.2024 - Current

Job overview

  • FY25 supported revenue growth by unblocking compliance issues and accelerating merchant approvals, reviewing 50-60 merchant cases per month, and resolving 95% of escalated cases within SLA.
  • Conduct investigations into suspicious transactions and draft regulatory reports submitted to FINTRAC, ensuring compliance with Canadian AML legislation and internal risk controls.
  • Identify recurring risk patterns impacting funding timelines and recommend control enhancements to reduce fraud exposure and operational bottlenecks.
  • Analyzed merchant transaction and POS activity using internal data tools and SQL-based queries to identify anomalies, suspicious patterns, and fraud exposure.
  • Investigate suspicious transactions and merchant activity, escalating high-risk cases and recommending mitigation actions to reduce financial loss.
  • Conduct monthly loan audits to assess adherence to compliance standards and identify control or documentation gaps.
  • Partner cross-functionally with Sales and Operations to resolve compliance and fraud-related issues without compromising risk controls.

Financeit

Underwriter - Concierge Support
07.2024 - 12.2024

Job overview

  • FY24 Supported approximately 50% of total operational funder volume ($722M) by collaborating with Sales/Account Management, leveraging Salesforce, and applying risk-based exceptions to maintain strong merchant and borrower relationships.
  • Provided priority underwriting and relationship support to 767 merchant partners within Canada, spanning multiple provinces and verticals, ensuring rapid issue resolution and deal continuity.
  • Conducted enhanced due diligence for high-priority merchant accounts across 767 partners nationwide.
  • Identified documentation deficiencies and compliance gaps, reducing approval delays and mitigating exposure.
  • Managed high-volume inbound and outbound communication via phone and email, including direct borrower outreach to explain financing, address concerns, verify information, and preserve deal momentum across active applications.

Financeit

Underwriter
01.2024 - 07.2024

Job overview

  • Underwrote and adjudicated merchant financing applications by assessing financial risk, documentation, and compliance requirements to support timely funding decisions.
  • Conducted outbound outreach to past merchants and borrowers to re-engage stalled or abandoned opportunities and support deal progression.
  • Explained financing products to hesitant or skeptical borrowers, addressing trust and fraud-related objections to improve understanding and completion rates.
  • Identified systemic documentation and workflow gaps impacting approval timelines, escalating insights to leadership to improve conversion efficiency and reduce operational friction.

Financeit

Loan Officer
04.2022 - 02.2024

Job overview

  • Managed high-volume merchant and borrower interactions (20–30 daily), conducting KYC verification, fraud screening, and documentation review to ensure deal readiness and risk compliance.
  • Qualified opportunities by collecting documentation, conducting KYC and fraud checks, and ensuring deals were ready for approval.
  • Guided borrowers through financing options, overcoming objections and accelerating deal completion, while maintaining trust-based relationships with merchants through consistent communication.

SuperSneaky Contract Division

Digital Marketing Project Coordinator
10.2020 - 03.2022

Job overview

  • Managed marketing projects to support B2B lead generation and client acquisition, creating assets and pitches for dozens of prospective buyers weekly across Canada and the U.S.
  • Coordinated with graphic designers and vendors to deliver campaigns on time, ensuring materials clearly communicated product value and supported deal progression.
  • Measured campaign performance and ROI to evaluate scalability and inform sales strategy, helping the team prioritize high-impact opportunities.
  • Analyzed key performance metrics to evaluate success of past campaigns and inform future strategy adjustments.

VARS Boffin Management Consultancy

Business Development Intern
06.2020 - 08.2020

Job overview

  • Conducted market research to identify target segments, competitive gaps, and growth opportunities for clients. Delivered research findings highlighting regulatory, competitive, and market-entry considerations.
  • Supported development of value propositions and go-to-market strategies based on quantitative insights.
  • Maintained client information and accounts in company databases.

The Bahamas Institute of Financial Services

Executive Assistant
06.2014 - 01.2017

Job overview

  • Collaborated on planning of international financial seminars with budgets of $35K–$40K, liaising directly with major banks and the Central Bank of the Bahamas to offer professional financial training services.
  • Handled 90% of inbound calls , serving as primary contact for clients, partners, and stakeholders to address inquiries and maintain strong professional relationships.
  • Supported the Director and department leads with scheduling, travel, and operational tasks, ensuring seamless execution of high-impact events and business initiatives .

Education

Niagara College
Niagara-on-the-Lake, Ontario

BBA from International Commerce & Global Development
10.2020

University Overview

Niagara College
Niagara-on-the-Lake, Ontario

Advanced Diploma from Business Administration Marketing
06.2017

University Overview

Digital Marketing Institute
Dublin, Ireland

Certificate from Certified Digital Marketing Professional
03.2024

University Overview

Skills

AML Investigations

SQL & Data Analysis

Fraud Risk Assessment

Risk & Transactional Data Interpretation

Merchant & Portfolio Risk Assessment

Transaction Monitoring & Suspicious Transaction Reporting

Cross-Functional Stakeholder Collaboration

Enhanced Due Diligence

Salesforce CRM

Timeline

AML & Fraud Agent
Financeit
12.2024 - Current
Underwriter - Concierge Support
Financeit
07.2024 - 12.2024
Underwriter
Financeit
01.2024 - 07.2024
Loan Officer
Financeit
04.2022 - 02.2024
Digital Marketing Project Coordinator
SuperSneaky Contract Division
10.2020 - 03.2022
Business Development Intern
VARS Boffin Management Consultancy
06.2020 - 08.2020
Executive Assistant
The Bahamas Institute of Financial Services
06.2014 - 01.2017
Niagara College
BBA from International Commerce & Global Development
Niagara College
Advanced Diploma from Business Administration Marketing
Digital Marketing Institute
Certificate from Certified Digital Marketing Professional
Omar ArcherFinancial Crime & Risk Analyst