Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

OLUWATOBI MARTINS, CFA

Fredericton,New Brunswick

Summary

Highly accomplished Credit Risk Manager with over 9 years in banking, specializing in credit risk management for the last 5 years. Recognized for excellence in assessing client credit eligibility and structuring tailored facilities. Proven track record of service excellence, winning Beyond Excellence awards in 2017 and 2021. Additionally, currently serving as an Equity Research Analyst, bringing a unique blend of financial analysis and risk management expertise. Seeking a role to maximize expertise in enhancing both client credit experiences and organizational profitability.

Overview

10
10
years of professional experience
34
34
years of post-secondary education
4
4
Certifications

Work History

Equity Research Analyst

Student Investment Fund, UNB
09.2023 - Current
  • Developed initiation reports for clients within the portfolio
  • Generated trade ideas within the Consumer staples sector.
  • Analyzed information to determine viability and rebalance portfolio.
  • Developed trading strategies to maximize returns on investments.
  • Evaluated performance of existing investments and adjusted accordingly.

Manager, Credit Risk

Standard Bank Group
05.2019 - 03.2023
  • Conducted credit origination of facilities based on the application for facilities, financial information, and market information and in line with the credit policy and procedures
  • Recommended approval of facilities to the appropriate delegated authority by presenting and defending own judgments on credit application to the Head of CIB Credit
  • Proactively drove the review process of existing facilities, ensuring a consistent, thorough and timely evaluation of all existing facilities
  • Detected change in key risk parameter in a business relationship or industry and evaluated the implication of such changes on continued business dealings
  • Managed financial models to evaluate business forecast

CIB Credit Operations

Standard Bank Group
01.2016 - 05.2019
  • Loan Booking and limit marking
  • Conducted accurate tracking of pre-agreed financial and information covenants
  • Scheduled weekly CORF meetings highlighting the key to-dos and ensured these were accurately filed either physically or electronically for audit purposes
  • On a weekly basis, prepared default reports of overdue balances owed by counterparties and circulated to the relationship and credit managers for follow up

Personal Banker

Standard Bank Group
01.2015 - 12.2015
  • Generated Liabilities for the bank
  • Booked profitable assets
  • On-boarded salary accounts
  • Prepared monthly and quarterly sales reports.

Graduate Trainee

Standard Bank Group
04.2014 - 12.2014
  • Conducted annual credit review of a client and worked on various aspects such as financial analysis, industry and economic reports
  • Worked closely with credit managers in conducting the review of their portfolios
  • Liaised with relationship managers for relevant information to ensure that credit papers contained up to date information

Education

MBA - Management Analytics

University of New Brunswick (UNB)
New Brunswick, Canada
05.2001 - 04.2024

Bachelor of Science - Microbiology

Obafemi Awolowo University
Ile-Ife, Osun State
05.2001 - 01.2012

Skills

Excellent understanding of loan and lending procedureundefined

Certification

CFA Institute - Chartered Financial Analyst, Associate Member, 2018

Accomplishments

  • Winner of the Beyond Excellence award in 2017 and 2021 for Teamwork and Service Excellence.

Timeline

Equity Research Analyst

Student Investment Fund, UNB
09.2023 - Current

Manager, Credit Risk

Standard Bank Group
05.2019 - 03.2023

CIB Credit Operations

Standard Bank Group
01.2016 - 05.2019

Personal Banker

Standard Bank Group
01.2015 - 12.2015

Graduate Trainee

Standard Bank Group
04.2014 - 12.2014

MBA - Management Analytics

University of New Brunswick (UNB)
05.2001 - 04.2024

Bachelor of Science - Microbiology

Obafemi Awolowo University
05.2001 - 01.2012

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OLUWATOBI MARTINS, CFA