Summary
Overview
Work History
Education
Skills
Languages
Timeline
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OLU ADEWALE

WATERLOO,Ontario

Summary

Experienced Credit Analyst and competent lawyer, bringing a wealth of credit and legal experience in analyzing documentation to determine the level of risk involved, to mitigate risks and collect, if need arises, coupled with exceptional decision-making and team collaboration skills. Demonstrates adaptability and a goal-oriented approach to minimizing financial risks and driving profitability

Overview

21
21
years of professional experience

Work History

Consultant Credit Analyst

O A. BRANCOLES CONSULTANTS SERVICES
07.2022 - Current
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Analyzed and advised on customer data such as financial statements to determine level of risk involved for extending credit.
  • Advised on customer lines of credit by assessing company financials and initiating credit application reviews.
  • Reduced delinquency rates, implementing rigorous monitoring and follow-up strategies with at-risk accounts.
  • Advised on compliance with internal policies and regulatory requirements

Branch Credit Manager

CASH FOR YOU LIMITED
03.2022 - 05.2022
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Leveraged data analytics tools to better understand customer needs and preferences, refining branch lending strategies accordingly for maximum growth potential.
  • Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
  • Achieved consistent customer satisfaction ratings through efficient resolution of issues related to loan applications or disbursement processes.
  • Led team of 10 staff.
  • Wrote reports detailing branch activities.

Counsel : Legal/Credit & Admin

SOGA ADEWALE LEGAL PRACTICE
03.2014 - 12.2019
  • Negotiated favorable settlements in disputes, minimizing financial impact and preserving the bank''s reputation.
  • Researched emerging trends in banking law to anticipate potential challenges and provide advice accordingly in a proactive manner.
  • Leveraged strong negotiation skills to resolve contract disputes quickly and amicably while protecting the bank''s best interests.
  • Drafted clear and concise contracts for various banking transactions, protecting the bank''s interests.
  • Assisted with corporate governance matters, including preparing board resolutions and maintaining corporate records in accordance with legal requirements.
  • Advised on streamlined processes for loan documentation review, significantly increasing efficiency.
  • Reduced legal risks by providing expert guidance on bank regulations and compliance matters.
  • Provided timely legal advice to senior management, enabling well-informed strategic decisions.
  • As external counsel, partnered with in-house counsel on specialized legal matters when necessary.
  • Fostered positive relationships with regulatory agencies, ensuring open lines of communication and cooperation on compliance matters.
  • Advised on risk management strategies related to lending activities and collateral requirements, mitigating potential losses.
  • Drafted and reviewed contracts and other legal documents to support client needs.
  • Negotiated settlements of disputes and litigation.
  • Analyzed legal documents and identified pertinent issues for clients.

Manager : Legal and Credit Group

GUARANTY TRUST BANK PLC
09.2003 - 02.2014
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Analyzed and advised on customer data such as financial statements to determine level of risk involved for extending credit.
  • Advised on customer lines of credit by assessing company financials and initiating credit application reviews.
  • Reduced delinquency rates, implementing rigorous monitoring and follow-up strategies with at-risk accounts.
  • Advised on compliance with internal policies and regulatory requirements
  • Reviewed and analyzed pertinent state and federal laws and legal precedents.
  • Minimized risk exposure through careful advice on business operations and strategic plans.
  • Analyzed legal documents and identified pertinent issues for clients.
  • Streamlined processes for loan documentation review, significantly increasing efficiency in the department.
  • Negotiated favorable settlements in disputes, minimizing financial impact and preserving the bank''s reputation.

Education

J.D. - Law And Justice

NIGERIAN LAW SCHOOL
Lagos, Nigeriaw
03.1998

J.D. - Law And Justice

UNIVERSITY OF LAGOS
Lagos, Nigeria
10.1996

Skills

  • Loan Evaluation
  • Loan Documentation
  • Risk Assessment
  • Credit analysis
  • Risk mitigation strategies
  • Debt structuring
  • Attention to Detail
  • Time management abilities
  • Decision-Making
  • Team Collaboration
  • Effective Communication
  • Collections Management

Languages

English
Elementary

Timeline

Consultant Credit Analyst

O A. BRANCOLES CONSULTANTS SERVICES
07.2022 - Current

Branch Credit Manager

CASH FOR YOU LIMITED
03.2022 - 05.2022

Counsel : Legal/Credit & Admin

SOGA ADEWALE LEGAL PRACTICE
03.2014 - 12.2019

Manager : Legal and Credit Group

GUARANTY TRUST BANK PLC
09.2003 - 02.2014

J.D. - Law And Justice

NIGERIAN LAW SCHOOL

J.D. - Law And Justice

UNIVERSITY OF LAGOS

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