OLANIKE OSHODI
Regina,Canada
Summary
Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering years of resolving credit disputes and making recommendations on bad debt accounts.
Emotionally intelligent and computer-savvy individual with over ten (10) years of relationship management experience. Experience with planning and implementation of various projects. Demonstrates excellent communication, problem solving and organizational skills. Strong interpersonal skills and ability to work proficiently with PowerPoint, Outlook, and Excel spreadsheet.
Overview
17
17
years of professional experience
Work History
Credit Analyst
CIBC
11.2022 - Current
- Ensure credit applications are adjudicated promptly, within Bank’s established policies and procedures
- Exercise prudent credit judgment in approving and declining credit applications within established limits; presenting complete recommendations on credit requests above established limits; and, ensuring credit applications are properly, accurately and thoroughly analyzed and documented
- Performs administrative tasks such as distributing/collecting/filing
- Documentation and information
- Provides accurate and timely processing of service requests, transactions, activities
- Within relevant service level agreements and in accordance with established policies, processes and procedures
- Provides accurate, consistent, knowledgeable responses to stakeholder questions and requests
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Made decisions and recommendations about extending lines of credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Gathered loan documentation for underwriting.
Digital Marketing Intern
King George Hospital Veterinary Hospital
10.2022 - 01.2023
- Created and oversee the implementation of marketing & communications plans to increase brand awareness
- Prepared weekly updates and reports to track growth and success rates of marketing campaigns.
- Created engaging content for Facebook and Instagram using Canva
- Make recommendations on best practices for web writing and editing to enhance search engine optimization and implement.
- Tracked social media trends and adapted to attract target follower demographic. Assisted in creating written, video and image content for marketing channels.
Financial Services Representative II Solutions
CIBC
03.2020 - 10.2022
- Proactively reach out to clients to clearly and accurately review new and existing financial services and products that will help them reach their financial goals
- Processed and reviewed mortgage and commercial loan applications and made informed recommendations to approve or decline loans applications based on analysis of risk factors
- Provided highest level of internal and external customer service while maintaining strong relationship at both end
- Provide Client with exceptional service and regularly create multiple NPS score of 10 by having client-first attitude.
- Worked with clients to provide competitive commercial banking solutions and retail financing plans.
- Offered competitive commercial banking solutions and retail financing options.
Financial Services Representative I Outbound
CIBC
04.2019 - 03.2020
- Recommend Solutions – Connect clients with right financial solutions
- Proactively suggest products that will help them to achieve their financial goals
- Collaborate with other department to ensure clients are connected to right people and opportunities
- Demonstrated knowledge of financial products to educate and empower customers to make best decision
- Delivered excellent customer service skills and ensured all customers’ issues related to bank are resolved
- Managed large amounts of outbound calls in timely manner
Senior Account Executive
BD Consult
01.2013 - 01.2018
- Develop and execute integrated marketing campaigns that are aligned with client’s marketing strategy
- Developed and prepared strategic marketing solutions in PowerPoint presentation and pitched to clients and stakeholders to influence perspectives
- Arrange interviews or other engagements to enhance brand improvement and enhancement
- Developed campaigns for leading brands in Banking, Technology, Fast Moving and Consumer Goods (FMCG) sectors
- Analyzed and reported research results to management on weekly, monthly, and quarterly basis using Microsoft Excel and PowerPoint
- Created and activated social media campaign to increase consumer engagement for product
- Brand awareness and sales increased by 45%
- Grew new accounts by more than 20% by identifying potential clients and pitching unique value proposition through PowerPoint presentations
- Proactively created new PowerPoint report presentation template for Agency
- Supervised research team to get insight into prospective consumers’ perception for launch of new product
- Generated 100% profit after launch
- Continuously gathered and interpreted data on new and emerging competitors
- Forecasted account needs and metrics based on market and product data.
- Participated in regularly scheduled feedback and information exchange sessions with key business partners.
- Monitored market trends and news to identify emerging opportunities.
- Tracked prices, yields and other trends to correctly interpret impacts on investment programs.
Account Executive
Sesema PR
01.2011 - 01.2013
- Provided support for day-to-day client engagement, contact and account maintenance
- Drafted press releases, articles, and other communications materials to publicize client’s brand activity
- Assisted in developing PR plans and ongoing communications strategy for clients while proactively seeking editorial opportunities for clients
- Drafted press releases, articles, and other communications materials to publicize clients’ brand activities
- Book travel arrangements with accredited travel agents
- Organized and scheduled appointments as appropriate from time to time
- Planned meetings and took detailed minutes
- Prepared regular scheduled reports from time to time using Microsoft Excel and Word
- Developed and managed filing system
- Act as point of contact for internal and external clients
- Liaise with executive and senior administrative assistants to handle and resolve various requests
Financial Advisor
Flourish Financial Services
01.2010 - 01.2011
- At Flourish Financial Services offered financial advice to walk-in customers or target customers to empower them to make right financial decision
- Met with clients to establish client service relationship
- Developed and delivered proposals to clients within budget and in line with time frame
- Researched and assisted with creation of presentations for pitches
- Participated in strategic planning and placement of adverts
- Created repository of information received from customers
- Update and maintain office policies, processes, and procedures
Customer Service Officer
Ecobank Transnational
01.2007 - 01.2008
- As customer service officer, was first line of contact for customers
- Supervise and effectively manage all accounts in branch
- Provide advice and solutions in response to customer’s queries
- Cross-selling and upselling products to customers of bank
Education
Social Media and Web Marketing (Diploma) -
CDI College
Canada01.2022
Master of Arts -
University of Hertfordshire
UK01.2009
Bachelor of Arts -
University of Ibadan, Nigeria
Nigeria01.2007
Skills
- Data Compilation
- Oral and written communications
- Credit decisions
- Verbal and written communication
- Credit analysis
- Campaign execution
- Project Coordination
- Relationship building and management
- Strategic Planning
- Social Media Marketing
- Market Analysis
- Data Analytics
Timeline
Credit Analyst
CIBC
11.2022 - Current
Digital Marketing Intern
King George Hospital Veterinary Hospital
10.2022 - 01.2023
Financial Services Representative II Solutions
CIBC
03.2020 - 10.2022
Financial Services Representative I Outbound
CIBC
04.2019 - 03.2020
Senior Account Executive
BD Consult
01.2013 - 01.2018
Account Executive
Sesema PR
01.2011 - 01.2013
Financial Advisor
Flourish Financial Services
01.2010 - 01.2011
Customer Service Officer
Ecobank Transnational
01.2007 - 01.2008
Social Media and Web Marketing (Diploma) -
CDI College
Master of Arts -
University of Hertfordshire
Bachelor of Arts -
University of Ibadan, Nigeria
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