Nitin Kamra
Toronto,Canada
Summary
- A results-oriented accounting professional who demonstrates flexibility and works under pressure. Adept at time management and attention to detail.
- Over 12 years of experience in diverse roles within different business environments
- Background in accounting and business management
- Certified Public Accountant Candidate
- Bachelor of Accounting
- Committed to ongoing professional development.
Overview
20
20
years of professional experience
Work History
Accountant
United Way of Greater Toronto
Toronto, Canada
07.2022 - 04.2025
- Prepare financial reporting queries and analysis for government grants
- Prepare and maintain financial management reports as required, with functions covering financial accounting
- Maintain reconciliation of financial accounts as assigned, ensuring adherence to financial policies
- Responsible for month-end, quarter-end, and year-end accounting processes for government programs including presenting the findings and preparing expense reports.
- Support interim audits, annual audits, and any other special audits, as required
- Monitor, review and reconcile journal entries to ensure accuracy
- Assist in other duties as assigned, resulting from financial management priorities
Credit Risk Analyst
CIBC
Toronto, Canada
05.2014 - 07.2022
- Ensures executed Credit Agreement is prepared against the approved credit and by the client's Articles of Incorporation and Signing Authorities
- Prepares all required negotiable and non-negotiable security documentation by Client's Articles of Incorporation.
- Process and advance facilities such as loans, Banker Acceptances, overdrafts, and visa cards.
- Verifies all negotiable and non-negotiable security documents are returned and executed by client Signing authorities.
- Conduct investigations on behalf of Commercial Banking Relationship Managers to correct errors using journal entries and make recommendations to ensure client satisfaction.
- Ensures quality checks have been completed and ensures all credit adjudication approval conditions on the terms of the loan/negotiable and nonnegotiable security requirements are complied with before advancing funds.
- Required to respond to clients' inquiries and requests, providing professional high-quality customer service for the assigned portfolio to ensure client satisfaction.
- Manages the credit fulfillment function by providing specialized operational expertise.
- Monitored the performance of existing loans, lines of credit, and other debt instruments.
Dispute and Credit Centre Representative
CIBC
Toronto, Canada
08.2011 - 05.2014
- Adjudicated Visa transaction-related disputes on behalf of CIBC cardholders by following Visa International Operating Regulations
- Diffused irate customers and advised of CIBC Dispute process for Visa-related transactions; understood the disputed scenario and identified the strongest reason code to assist clients in recovering their funds.
- Provided quality service to external and internal CIBC customers; adjudicated credit card applications and analyzed credit bureau reports for CIBC clients and potential clients.
- Performed credit-related duties as per client requests such as partial limit transfers and credit limit increases.
- Recognitions: Achiever nominee (Q3, 2013), Achiever winner (Q4, 2013), Achiever winner team (Q1, 2014)
Investigations Officer
TD Mutual Funds
Toronto, Canada
01.2011 - 04.2011
- Input transaction costs and analyzed the nature of the costs; processed payments of invoices as well as followed up on aging invoice payments.
- Created invoices, invoice payments, journal entries, EFT, and write-off reports using Access.
Accounting Assistant
Mahiram.com
Toronto, Canada
01.2009 - 12.2010
- Assisted in the preparation of Financial Statements, General ledgers, and reports; ensured that the company's account balances were accurate and completed promptly.
- Processed company’s payments and transactions using QuickBooks; assisted in providing collections of payments that were overdue.
Wealth Operations Officer
TD Wealth Management
Toronto, Canada
04.2008 - 10.2008
- Performed daily processing of client transfer requests between registered financial institutions; maintained quality control and verified client information and documentation.
- Undertook daily cheque issuance and maintenance of files and records; daily journal and trade entries on ISM, CDS, and other records.
- Inquired and followed up on liquidation trade requests on behalf of internal and external clients; mailed cheques to clients using Canada Post and UPS.
Project Coordinator
CIBC
Toronto, Canada
09.2007 - 12.2007
- Assisted the Project Manager in ensuring projects were on schedule, and prepared weekly project reports on the progress of the project’s status.
- Coordinated meetings with team members to discuss updates on projects and maintained relationships with employees from all areas of management.
Accounting Clerk
Steven Baum, Attorneys at Law
Buffalo, USA
12.2006 - 06.2007
- Created and submitted invoices online for expenses for the attorney's approval to send to clients.
- Maintained and collected backup invoices that were being disputed; created automated reports using Excel to report monthly foreclosures, fees, etc.
- Communicated internally and externally to ensure proper approvals and payment terms complied with company procedures.
Accounts Receivable Clerk
Conmed Corporation
Utica, USA
09.2005 - 01.2006
- Posted company’s and intercompany invoices which were paid by the bank; prepared deposits for cheques which were approved for payment.
- Audited miscellaneous invoices and cheques to verify accuracy; applied cash in advance and rebates if customers had overpaid invoices.
- Created and distributed payment discrepancy reports on a timely basis; investigated cash application errors as they came up.
Education
Bachelor of Science - Accounting
SUNY Institute of Technology
New York05-2006
Diploma - Business Admin/Accountant/Programmer Analyst
Centennial College
Scarborough, ON01.2002
CPA - CPA Candidate
Chartered Public Accountant
Toronto, ONSkills
- AP / AR
- Reconciliations
- Auditing
- Management Reports
- Financial Statements
- General Ledger
References
Available upon request
Timeline
Accountant
United Way of Greater Toronto
07.2022 - 04.2025
Credit Risk Analyst
CIBC
05.2014 - 07.2022
Dispute and Credit Centre Representative
CIBC
08.2011 - 05.2014
Investigations Officer
TD Mutual Funds
01.2011 - 04.2011
Accounting Assistant
Mahiram.com
01.2009 - 12.2010
Wealth Operations Officer
TD Wealth Management
04.2008 - 10.2008
Project Coordinator
CIBC
09.2007 - 12.2007
Accounting Clerk
Steven Baum, Attorneys at Law
12.2006 - 06.2007
Accounts Receivable Clerk
Conmed Corporation
09.2005 - 01.2006
Bachelor of Science - Accounting
SUNY Institute of Technology
Diploma - Business Admin/Accountant/Programmer Analyst
Centennial College
CPA - CPA Candidate
Chartered Public Accountant
Similar Profiles
RAJNEET KAURRAJNEET KAUR
Accountant Assistant at United Way Greater TorontoAccountant Assistant at United Way Greater Toronto
Levi WebbLevi Webb
Data Architect at United Way Greater TorontoData Architect at United Way Greater Toronto
Praveen Kumar VakkanthulaPraveen Kumar Vakkanthula
IT Operations Head & Digital Transformation Lead at Toronto Pearson Airport | Greater Toronto Airports AuthorityIT Operations Head & Digital Transformation Lead at Toronto Pearson Airport | Greater Toronto Airports Authority
Venkat MuruganVenkat Murugan
Associate Director, Murex Business Specialist at RBC Capital MarketsAssociate Director, Murex Business Specialist at RBC Capital Markets
AJIKE SOMUYIWAAJIKE SOMUYIWA
Business Analyst/ Project Associate at The Marketing StoreBusiness Analyst/ Project Associate at The Marketing Store