Summary
Overview
Work History
Education
Skills
Timeline
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Nishantha Deshapriya

28 ,Apollo Road ,Markham,Canada

Summary

Dynamic Branch Manager with a proven track record at Mercantile Investments & Finance PLC, excelling in credit evaluation and risk assessment. Expert in driving sales growth and enhancing operational efficiency while fostering strong client relationships. Adept at regulatory compliance and strategic planning, consistently achieving performance targets and optimizing processes.

Overview

9
9
years of professional experience

Work History

Branch Manager

Mercantile Investments & Finance PLC
Colombo, Sri Lanka
02.2020 - 10.2024
  • Promoted and managed comprehensive financial products to achieve regional sales targets set by senior management.
  • Conducted credit evaluations and approved applications within designated authority limits.
  • Oversaw arrears management to comply with branch performance targets.
  • Resolved customer complaints promptly to uphold high service standards.
  • Ensured adherence to company policies and regulatory requirements in branch operations.
  • Led branch staff effectively to enhance operational efficiency and team performance.
  • Managed branch administration, ensuring seamless day-to-day operations.

Assistant Manager- Vehicle Leasing

Commercial Leasing & Finance PLC
Colombo, Sri Lanka
03.2016 - 01.2020
  • Evaluated credit applications for leasing and loan facilities to ensure compliance with policies.
  • Analyzed financial statements and credit reports to assess customer repayment capacity.
  • Monitored portfolio risk while implementing strategies for credit risk mitigation.
  • Identified potential fraud, initiating preventive measures to protect assets.
  • Assisted in structuring tailored financing solutions to meet client needs.
  • Provided senior management with reports on credit performance and emerging trends.
  • Streamlined workflows for credit assessment and approval, enhancing overall efficiency.

Education

Diploma in Credit Management -

Institute of Credit Management Sri Lanka
10-2018

Diploma in Leasing and hire purchase -

Institute of Bankers Sri Lanka
09-2015

Skills

  • Credit evaluation
  • Risk assessment
  • Loan processing
  • Branch operations
  • Staff supervision
  • Regulatory compliance
  • Financial product marketing
  • Client relationship management
  • Business development
  • Microsoft Excel
  • Financial modeling
  • Loan management software
  • Process optimization
  • Fraud detection
  • Strategic planning

Timeline

Branch Manager

Mercantile Investments & Finance PLC
02.2020 - 10.2024

Assistant Manager- Vehicle Leasing

Commercial Leasing & Finance PLC
03.2016 - 01.2020

Diploma in Credit Management -

Institute of Credit Management Sri Lanka

Diploma in Leasing and hire purchase -

Institute of Bankers Sri Lanka

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Nishantha Deshapriya