Nirva Bhalsod
Stratford
Summary
Investment-focused banking professional with a Mutual Funds license (MFDA) and a proven track record of driving portfolio growth, building strong client relationships, and delivering wealth solutions across Canada’s top financial institutions. Achieved over $6.5 million in investment referrals and sales through retirement planning conversations, product recommendations, and partnerships with financial planners. Experienced in mutual funds, ETFs, and market-linked GICs, with deep knowledge of RRSPs, RESPs, and TFSAs. Recognized for exceeding targets, strengthening client trust, and supporting holistic wealth management.
Overview
3
3
years of professional experience
Work History
PERSONAL BANKER
BMO
07.2024 - Current
- Provided investment recommendations across mutual funds, ETFs, and market-linked GICs, tailoring strategies to client needs.
- Referred over $2.8 million in investments to financial planners within six months, surpassing targets.
- Conducted financial needs assessments to uncover opportunities in RRSPs, TFSAs, and investment products.
- Partnered with Wealth Planners and Business Banking to deliver integrated investment and cash-flow solutions.
Financial Advisor
SCOTIABANK
10.2023 - 07.2024
- Generated over $3 million in investment referrals and direct sales, ranking in the top tier of advisors.
- Guided clients in retirement, estate, and long-term planning, ensuring alignment with their risk profiles.
- Partnered with investment specialists to increase branch assets under management and deepen portfolios.
- Expanded affluent client relationships through proactive outreach, improving branch investment penetration.
CUSTOMER EXPERIENCE ASSOCIATE
TD bank
01.2023 - 09.2023
- Built strong client relationships by delivering tailored day-to-day banking support, and identifying wealth opportunities.
- Exceeded discovery and referral targets, contributing to branch investment growth.
- Collaborated with licensed advisors to ensure smooth hand-offs and strong referral-to-conversion results.
Education
Canadian Investment Funds Course - Mutual Fund Registered With MFDA
IFSE Institute
Mississauga12-2023
Master of Science - Computer Engineering
University of Windsor
Windsor04-2021
Skills
- Investment & Wealth Management Referrals
- Mutual Funds, ETFs, Market-Linked GIC
- Retirement & Tax-Advantaged Planning
- High-Net-Worth Client Acquisition
- Client Discovery & Relationship Management
- Risk Profiling & Compliance
- Wealth & Business Banking Partnership
- Branch management
Timeline
PERSONAL BANKER
BMO
07.2024 - Current
Financial Advisor
SCOTIABANK
10.2023 - 07.2024
CUSTOMER EXPERIENCE ASSOCIATE
TD bank
01.2023 - 09.2023
Canadian Investment Funds Course - Mutual Fund Registered With MFDA
IFSE Institute
Master of Science - Computer Engineering
University of Windsor