Neha Khosla
Caledon
Summary
Professional underwriter with keen eye for detail and strong commitment to accuracy. Extensive experience in evaluating financial risks. Enhanced underwriting accuracy through meticulous documentation review and effective communication. Professional with strong foundation in risk assessment, financial analysis, and decision-making. Skilled in evaluating creditworthiness and known for precision, reliability, and delivering impactful outcomes in underwriting. Highly collaborative team player, adaptable to changing needs, and focused on delivering results. Proficient in risk assessment, policy analysis, and client communication.
Overview
6
6
years of professional experience
Work History
Underwriter
Mortgage Alliance Mortgage King
04.2018 - 04.2024
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
- Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwriting.
- Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
- Maintained strong relationships with third-party vendors involved in the application process, ensuring smooth transactions for all parties involved.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Increased customer satisfaction through timely communication and efficient handling of loan applications.
- Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
Education
BBA - Business Mangament
HMV College
India Skills
- Underwriting guidelines
- Analyzing data
- Documentation review
- Risk assessment
- Application review
- Credit analysis
- Client relationship building
- Decision-making
- Excellent communication
- Attention to detail
- Professionalism
- Property appraisal
- Creditworthiness assessment
- Fraud detection
- Legal compliance
Languages
English
Punjabi
Hindi
Timeline
Underwriter
Mortgage Alliance Mortgage King
04.2018 - 04.2024
BBA - Business Mangament
HMV College
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