Neetika Talwar
Puslinch,ON
Summary
Accomplished Loan Officer at Cashco Financial, adept in credit analysis and relationship building, enhanced loan approval rates by implementing strategic risk management assessments. Excelled in regulatory compliance and financial advising, significantly contributing to client satisfaction and revenue growth. Demonstrated exceptional team collaboration and client relations skills, ensuring efficient loan processing and personalized financial solutions.
Overview
2
2
years of professional experience
Work History
Loan Officer
Cashco Financial
10.2022 - Current
- Loan Origination: Proficient in evaluating loan applications, determining creditworthiness, and facilitating the loan approval process.
- Credit Analysis: Ability to read and analyze credit reports, assessing risk factors and making informed lending decisions.
- Customer Service: Strong interpersonal skills to build relationships with clients, addressing their needs and concerns effectively.
- Financial Acumen: Knowledge of financial products, loan types, and market trends to provide clients with tailored advice.
- Risk Management: Skilled in identifying potential risks associated with loan applications and implementing measures to mitigate them.
- Compliance Knowledge: Familiar with banking regulations, lending laws, and company policies to ensure adherence and reduce legal risks.
- Sales Skills: Ability to promote additional products such as loan insurance and related services, contributing to revenue growth.
- Problem Solving: Capable of resolving issues and objections from clients, demonstrating patience and effective communication.
- Attention to Detail: Ensures accuracy in documentation, loan processing, and auditing to minimize errors and enhance efficiency.
- Organizational Skills: Excellent time management and organizational abilities to handle multiple clients and tasks simultaneously.
- Analytical Skills: Proficient in assessing financial data and market conditions to make sound lending decisions.
- Technical Proficiency: Familiarity with loan processing software, CRM systems, and Microsoft Office Suite.
- Confidentiality: Strong commitment to maintaining client confidentiality and sensitive financial information.
- Team Collaboration: Ability to work effectively with colleagues in various departments, ensuring a smooth loan process.
Education
Bachelor of Arts - Business Psychology
McMaster University
Hamilton, ON04-2022
Skills
- Database Management
- Documentation Review
- Relationship building and management
- Financial Advising
- Sales expertise
- Client Relations
- Credit analysis
- Loan Servicing
- Consumer Lending
- Negotiation Techniques
- Financial Services
- Cash Handling
- Risk management assessments
- Team Player
- Regulatory Compliance
Languages
English
Native or Bilingual
Hindi
Native or Bilingual
Punjabi
Professional Working
Urdu
Professional Working
Accomplishments
- Attended the annual company conference, engaging in networking opportunities with colleagues and senior leadership, including the CEO. Dedicated time to professional development by learning and refining key workplace skills.
- Recognized with a company award for consistently upholding and exemplifying the organization’s core values.
- Repeatedly commended by superiors for excellent customer service.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Loan Officer
Cashco Financial
10.2022 - Current
Bachelor of Arts - Business Psychology
McMaster University
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