NEERAJ MITTAL
Millennium1solutions - President Choice Bank
Brampton,ON
1
Certification
12
years of professional experience
Bringing expertise in transaction monitoring, fraud detection, and risk assessment to enhance regulatory compliance and safeguard financial systems. Skilled in data analysis and reporting, utilizing AML software for effective case management. Adept at conducting enhanced due diligence and preparing comprehensive reports to support decision-making.
Work History
AML INVESTIGATOR
1 Year 9 Months- Conducted comprehensive AML investigations, identifying suspicious transactions and customer activities linked to money laundering, terrorist financing, and fraud.
- Conducted screening reviews for potential sanctions, PEP, and adverse-media matches
- Conducted enhanced due diligence on high-risk customers, including PEPs, high-risk jurisdictions, and customers with complex ownership structures.
- Identified red flags, including structuring, rapid movement of funds, unusual transaction patterns, and activity inconsistent with customer profiles
- Prepared and helped to file detailed Suspicious Transaction Reports (STRs), ensuring accuracy, completeness, and compliance with regulatory requirements.
- Documented red flags and escalated cases requiring further investigation or regulatory reporting
FRAUD INVESTIGATOR
3 Years- Conducted fraud investigations to uphold the integrity of financial transactions and reduce potential financial losses.
- Utilized various tools such as Falcon Fraud Manager, TSYS, and Salesforce to identify, analyze, and resolve suspicious activity.
- Reviewed transaction data and customer behaviour to uncover unauthorized activity and prevent account takeovers and payment fraud.
- Contributed to improved fraud response times, customer satisfaction, and overall trust in the banking system.
BUSINESS ANALYST
3 Years 4 Months- Analyzed RFP requirements and crafted technical responses with US sales, account executives, and project development managers to address client needs.
- Coordinated cross-functional teams (finance, legal, technical, leadership) during weekly proposal meetings to ensure accurate, customer-focused proposals.
- Led concurrent proposal efforts, ensuring persuasive submissions through content development, formatting, and proofreading.
RISK ANALYST
1 Year 6 Months- Introduced and implemented 'On-Hold' policy for one-day delivery orders to mitigate the risk from specific areas of the country. This initiative had saved approx 1.5 million dollars in four months.
- Performed in-depth investigation of domestic and international transactions to mitigate fraud, risk and ensure the satisfaction of Flipkart's buyers and sellers.
- Utilized collected information for various purposes, including generating reports and maintaining case files.
- Collaborated with team to maintain understanding of FCM techniques and processes.
- Compiled and formatted information into ad-hoc reports and dashboards for analysis.
Education
POST GRADUATION - Global Business Management
BACHELOR OF ENGINEERING
DIPLOMA - Industrial and Production Engineering
Skills
AML Investigations
AML/ATF Compliance
KYC/CDD/EDD
STR Filing
Transaction Monitoring
Transaction Pattern Analysis
Structuring Detection
PEP/HIO Screening
Sanctions Screening
Money Mule Identification
Case Management
Falcon Fraud Manager
Salesforce
Verafin
FCRM
FINTRAC Regulations
Certification
Certified Anti-Money Laundering Specialist (ACAMS)
Timeline
AML INVESTIGATOR
Millennium1solutions - President Choice Bank
11.2024 - CurrentRead More
FRAUD INVESTIGATOR
Millennium1solutions - President Choice Bank
10.2021 - 10.2024Read More
BUSINESS ANALYST
Open Access Technology India (OATIndia)
03.2016 - 07.2019Read More
RISK ANALYST
Flipkart Internet Pvt Ltd
08.2014 - 02.2016Read More
SLIET University
DIPLOMA from Industrial and Production Engineering
Read More
Punjabi University
BACHELOR OF ENGINEERING
Read More
Centennial College
POST GRADUATION from Global Business Management
Read More