Ndengo Shiku Bhakita

Professional Summary

Finance professional and aspiring freelance writer with a strong background in accounting, tax filings, reconciliations, and financial systems. Currently working as a Finance Administrator at Butterfield & Robinson, with hands-on knowledge of Canadian credit cards, banking products, and personal finance tools. Skilled at turning complex financial processes into clear, practical explanations for non-finance colleagues and community members. Passionate about helping Canadians save money, optimize credit card rewards, and make informed investment choices.

Areas of Interest

• Credit Cards: Hands-on experience with Scotiabank products and in-depth knowledge of RBC cards/perks through professional work.
• Points & Rewards: Familiar with leveraging everyday purchases for points accumulation and travel discounts.
• Travel & Lounges: Experience using travel rewards for flight savings and accessing lounges like Plaza Premium.
• Investing: Active with Wealthsimple for ETFs and long-term investing strategies.
• Budgeting & Taxes: Skilled in using tools like TurboTax and Excel to plan, file, and track personal finances.

Financial Products I use and Know

• Credit Cards: Scotiabank Gold American Express (personal), RBC Avion Visa (professional exposure through Butterfield & Robinson).
• Banking: Direct experience with Scotiabank; professional exposure to RBC Chequing/Savings.
• Budgeting: Mint, Excel trackers.
• Tax: TurboTax Canada.
• Investing: Wealthsimple Trade.

Writing and Research Experience

• Created internal financial guides and reconciliation notes at Butterfield & Robinson to simplify processes for staff.
• Prepared HST returns, monthly reconciliations, and tax support documents requiring clarity and detail.
• Volunteered in community settings, contributing to newsletters and financial literacy discussions (St Dominic Catholic Community, Kigali).
• Regularly engage with personal finance blogs/forums: MoneySense, Ratehub, Wealthsimple Magazine, Reddit Personal Finance Canada.