Myriam Jael Nord
Edmonton,Canada
Summary
Passionate about Finance and motivate by new challenges.
Natural leader who mentors staff to contribute to the growth of the entire organization while increasing profits and maintaining client satisfaction.
Professional with strong analytical skills and background in financial assessment.
Proficient at evaluating creditworthiness and managing risk, bringing high level of precision to financial analysis and reporting with focus on achieving measurable results.
Known for effective team collaboration and stress resilience, ensuring reliable support in dynamic environments.
Overview
9
9
years of professional experience
Work History
CREDIT ANALYST MANAGER
Banque de l'Union Haitienne S.A.
10.2023 - 03.2025
- Supervised a team of six credit analysts
- Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions while contributing to increase the number of clients.
- Analyzed credit scores and financials statements to determine borrowers' creditworthiness.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication. Enhanced loan portfolio quality by conducting detailed credit risk assessments on potential borrowers.
- Analyzed and presented the quality of the credit portfolio on a weekly basis to the credit committee meetings to provide input on lending processes.
- Negotiated payment plans and loan terms with delinquent customers.
- Mentored junior and senior analysts, sharing best practices and fostering their professional development in credit analysis techniques to elevate team expertise and performance.
- Facilitated team-oriented approach to complex credit analysis projects, enhancing overall accuracy and reliability.
CREDIT ANALYST
Banque de l'Union Haitienne S.A.
10.2020 - 09.2023
- Evaluate a borrower's past financial and credit history to determine their financial health and their ability to repay credit.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Presentation of credit requests to a committee and made recommendations about extending lines of credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
FIELD AGENT
Save the Children
02.2018 - 03.2018
- Lead formation session for children to teach them their rights;
- Lead focus group with parents to raise awareness about respecting children's rights and treat them well;
- Doing survey in rural places to know how children live, what they need in terms of health, education and primary needs.
FIELD AGENT
World Vision International-Haiti
08.2016 - 02.2018
- Lead formation session for children to teach them their rights;
- Lead focus group with parents to raise awareness about respecting children's rights and treat them well;
- Doing survey in rural places to know how children live, what they need in terms of health, education and primary needs.
Education
MASTER OF BUSINESS ADMINISTRATION - FINANCE
INTERAMERICAN UNIVERSITY OF PUERTO- RICO
PORTO RICO06.2021
MASTER OF BUSINESS ADMINISTRATION - EXECUTIVE MANAGEMENT
UNIVERSITE NOTRE- DAME D'HAITI
HAITI01.2020
Bachelor - Business Administration
Université Publique du Nord au Cap-Haitien
10.2015
Skills
- Effective leadership
- Proficient in financial analytics
- Portfolio management
- Emotional intelligence
- Data reporting
- Skilled in communication
- Results-driven
LANGUAGES
French
Native or Bilingual
English
Professional Working
Creole
Native or Bilingual
Interests
- Mentorship, providing guidance and support to empower the next generation of leaders
- Reading
- Music
- Learning new cooking techniques and expanding my culinary skills
Timeline
CREDIT ANALYST MANAGER
Banque de l'Union Haitienne S.A.
10.2023 - 03.2025
CREDIT ANALYST
Banque de l'Union Haitienne S.A.
10.2020 - 09.2023
FIELD AGENT
Save the Children
02.2018 - 03.2018
FIELD AGENT
World Vision International-Haiti
08.2016 - 02.2018
Bachelor - Business Administration
Université Publique du Nord au Cap-Haitien
MASTER OF BUSINESS ADMINISTRATION - FINANCE
INTERAMERICAN UNIVERSITY OF PUERTO- RICO
MASTER OF BUSINESS ADMINISTRATION - EXECUTIVE MANAGEMENT
UNIVERSITE NOTRE- DAME D'HAITI
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