MURILO DO NASCIMENTO GONZALEZ
Montreal,QC
Summary
Finance professional with over 10 years of expertise in FP&A, treasury, IFRS, cash-flow forecasting, working-capital optimization, FX hedging, and investment management across diverse sectors including pharmaceuticals, telecom, and automotive. Proficient in SAP, Bloomberg Terminal, Alteryx, Sage 300, Oracle, and advanced MS Excel. Achieved multimillion-dollar savings through successful implementation of the Bloomberg Terminal at Randoncorp. Recognized for strong relationship-building and problem-solving abilities in high-pressure environments.
Overview
16
16
years of professional experience
Work History
Financial Advisor
PRIMERICA
Montreal, QC
08.2024 - Current
- Prepare quarterly performance reports.
- Coordinate estate planning, insurance, and lending solutions with internal specialists.
- Business development and tax strategies.
- Conduct weekly case-study sessions, review success metrics, and client feedback scores.
- Set quarterly revenue and retention targets; analyze variance, and adjust tactics.
- Typical Weekly Time Allocation.
- Host review calls and web meetings; adjust investment policy statements when goals change.
FP&A Analyst – Treasury, FX, Funding & Investments
RANDONCORP
Caxias do Sul, Brazil
03.2019 - 12.2021
- Company Overview: A Group of Automotive Industry Companies.
- Reported daily cash, loan, derivative, covenant, and guarantee positions to the stakeholders, CFO, and the Board following IFRS.
- Managed group-wide FX (dividends, capital adjustments, export contracts) via Bloomberg; reduced conversion costs by 26 %.
- Reconciled invoices, SWIFT payments for 10+ subsidiaries, and zero audit findings.
- Directed global cash-management strategy, optimizing idle cash and cutting interest expense 12 %.
- Led the Bloomberg Terminal rollout; delivered multimillion-dollar savings over the years.
Treasury Analyst
ABBOTT
São Paulo, Brazil
04.2016 - 12.2017
- Company Overview: Global Pharmaceutical Company.
- Negotiated higher-yield deposits and lower-cost credit lines with partner banks, improving net interest by USD 0.8 million per annum.
- Produced daily investment and bank position reports for the U.S. HQ and the Brazilian Board.
- Maintained strong FX desk relationships; executed same-day currency trades with a 99% rate target hit.
- Forecasted monthly cash flow and delivered semi-annual liquidity reviews.
Financial Analyst – Investments & FX
CAIO INDUSCAR
São Paulo, Brazil
10.2013 - 04.2016
- Company Overview: Bus Manufacturer.
- Consolidated cash flow, loan, derivative, and surety reports for CFO sign-off.
- Executed hedge, NDF, offshore, swap, and export prepayment (PPE) deals totaling USD 300 million.
- Oversaw cross-border fund flows (dividends, notes, interest, service payments).
- Delivered daily treasury dashboards and month-end financial closes.
FP&A Analyst
TELEFONICA BRASIL (Vivo)
São Paulo, Brazil
09.2009 - 05.2013
- Company Overview: Telecommunications.
- Consolidated nationwide OPEX/CAPEX data; reported daily results to Spain HQ.
- Managed CAPEX / OPEX budgets for network installation & maintenance; variance ≤ 2 %.
- Built Hyperion models for the annual budget and rolling forecasts.
- Controlled vendor contracts, payments, and project expense tracking.
Education
College Diploma - E-Commerce & Online Business Management
Trebas Institute
08-2023
BBA - Business Administration, IT Management Emphasis
Faculdade De Informática E Administração Paulista (FIAP)
São Paulo, Brazil12-2008
Skills
- Cash-flow planning and forecasting, budgeting, and variance analysis
- Foreign exchange and hedging (NDF, swaps) – investment and funding strategy
- Financial risk assessment – working-capital optimization
- Intercompany financing – dashboard and report automation (Excel, Power BI)
- Stakeholder management and board reporting
Websites
ADDITIONAL INFORMATION
- Software: SAP, Bloomberg Terminal, Sage 300, Oracle, TOTVS, Hyperion; MS Office 365 (Advanced)
- Work Status: Eligible to work in Canada (details if applicable)
Timeline
Financial Advisor
PRIMERICA
08.2024 - Current
FP&A Analyst – Treasury, FX, Funding & Investments
RANDONCORP
03.2019 - 12.2021
Treasury Analyst
ABBOTT
04.2016 - 12.2017
Financial Analyst – Investments & FX
CAIO INDUSCAR
10.2013 - 04.2016
FP&A Analyst
TELEFONICA BRASIL (Vivo)
09.2009 - 05.2013
College Diploma - E-Commerce & Online Business Management
Trebas Institute
BBA - Business Administration, IT Management Emphasis
Faculdade De Informática E Administração Paulista (FIAP)
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