MUBARAK KABO ABDULKAREEM
Calgary,AB
Summary
Analytical Commercial Underwriter with expertise in commercial P&C. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.
Overview
8
8
years of professional experience
Work History
Senior Commercial Underwriter, P&C
CHES Special Risk
01.2023 - Current
- I have managed technical services and external resources for underwriting projects
- Led a team of underwriters, collaborating with stakeholders to achieve key performance indicators (KPIs)
- Developed and modified project plans, ensuring alignment with project objectives
- Negotiate terms and conditions of risk acceptance with brokers through various channels
- Trained and mentored junior underwriters, fostering skill development and team performance
- Proficient in creating pricing models and developing policy wordings for large commercial risks
- Participate in production calls on brokerage offices to strengthen relationships and address concerns.
Commercial Underwriter
Intact
02.2022 - 12.2022
- Analyzed and determined underwriting eligibility, pricing, and terms for auto insurance policies
- Collaborated with agents and brokers to negotiate terms and pricing, leading to business acquisition and client retention
- Reviewed loss control reports and claims data, identifying potential risks and areas for improvement
- Maintained a profitable book of business, meeting production and retention goals.
Underwriter
Personal Lines Totten Insurance Group (Property)
07.2017 - 02.2022
- Assessed risks and determined underwriting eligibility for personal lines property insurance policies
- Negotiated terms and pricing with agents and brokers, resulting in new business and retention
- Provided excellent customer service, resolving issues promptly and professionally
- Assisted in training new underwriters and support staff.
Underwriting Assistant
Personal Lines Totten Insurance Group
10.2016 - 07.2017
- Assisted brokers in form completion and documentation
- Communicated policy procedures to brokers and managed policy changes
- Conducted research and submitted accurate reports to ensure timely policy administration.
Education
BCom Business Administration -
University of Windsor
Windsor, ON12.2014
Skills
- Strong analytical and decision-making skills
- Excellent negotiation and communication skills
- Proficiency in underwriting software and applications
- Ability to mentor and provide technical support
- Detail-oriented and organized
- Ability to make underwriting and pricing decisions
- Accountability and reliability
- Policy renewal
Projects And Achievements
- Successfully managed and delivered multiple underwriting projects, consistently meeting KPIs and client expectations
- Developed and implemented comprehensive underwriting policies and procedures, improving overall efficiency and compliance
- Led training programs for junior underwriters, enhancing team capabilities and knowledge base
- Conducted detailed risk assessments and market analyses, identifying growth opportunities and areas for improvement
Languages
English
Native or Bilingual
Timeline
Senior Commercial Underwriter, P&C
CHES Special Risk
01.2023 - Current
Commercial Underwriter
Intact
02.2022 - 12.2022
Underwriter
Personal Lines Totten Insurance Group (Property)
07.2017 - 02.2022
Underwriting Assistant
Personal Lines Totten Insurance Group
10.2016 - 07.2017
BCom Business Administration -
University of Windsor