Mojisola Ariyibi
Toronto,Canada
Summary
Experienced AML/ATF Investigator and Financial Crime Specialist with over four years in financial services, focusing on AML compliance, financial crime investigations, fraud prevention, and regulatory adherence. Expertise in transaction monitoring, risk assessment, enhanced due diligence (EDD), and case adjudication. Strong ability to analyze complex financial transactions, detect suspicious activities, and ensure adherence to FINTRAC, FATF, and other global AML regulations. Proven track record in improving investigative procedures, mitigating risks, and collaborating with regulatory bodies and financial institutions.
Overview
7
7
years of professional experience
Work History
AML Analyst (Intern)
Pesapeer Inc
09.2024 - 12.2024
- Conduct in-depth case adjudications and financial crime investigations, ensuring compliance with FINTRAC regulations
- Perform enhanced due diligence (EDD) on high-risk clients, including PEPs and transactions from sanctioned jurisdictions
- Conduct compliance risk assessments on organizational processes, identifying vulnerabilities and recommending corrective actions
- Develop AML compliance policies and procedures, achieving 100% adherence to Canadian regulatory standards
- Developed and implemented compliance policies, achieving 100% adherence to Canadian regulatory
- Collaborate with cross-functional teams to optimize compliance systems, reducing regulatory breaches by 25%
AML Financial Crime Investigator
Pagatech Limited
04.2021 - 05.2023
- Investigated suspicious financial activities, analyzing large datasets to detect fraudulent patterns and report high-risk transactions
- Prepared and submitted comprehensive Suspicious Transaction Reports (STRs) to relevant regulatory bodies
- Conducted risk assessments on high-risk clients and entities, including PEPs and those flagged for negative media exposure
- Analyzed alerts from transaction monitoring systems, documenting findings and recommending necessary actions to stakeholders
- Provided expertise on sanctions screening and financial crime risk mitigation, ensuring compliance with global AML standards
- Assisted with court orders and subpoenas, ensuring timely and accurate responses to law enforcement and regulatory agencies
Compliance Officer
Pagatech Limited
01.2018 - 03.2021
- Conducted KYC/CDD reviews and risk profiling of new customers, ensuring regulatory compliance and identifying potential fraud risks
- Utilized OSINT tools to verify customer identities, mitigating risks associated with fraudulent applications
- Monitored onboarding processes using CRM systems, generating reports and tracking account activations
- Performed EDD on high-risk customers, merchants, and business partners, verifying KYC documentation and conducting risk assessments
Education
Postgraduate Certificate - Investigation and Compliance
Lambton College
Toronto, ON01.2024
Bachelor of Science - Economics Education
University of Lagos
Lagos, Lagos State01.2016
Skills
- AML/CFT Compliance & Investigation
- Financial Crime Risk Assessment
- Transaction Monitoring
- Risk-Based Approach to Due Diligence (KYC/CDD/EDD)
- Regulatory Compliance & Policy Development
- Sanctions Screening & PEP Identification
- Suspicious Activity Reporting (SAR/STR)
- Fraud Investigation
- Open-Source Intelligence (OSINT)
- Strong analytical and Investigative skills
- Communication & stakeholder engagement
- Attention to detail & risk mitigation
- Project management
- Proficiency in MS PowerPoint
- Proficiency in MS Word
- Proficiency in MS Excel
- Proficiency in MS Outlook
Accomplishments
- Reduced high-risk accounts by 45% through risk assessments and enhanced due diligence.
- Prevented over $300,000 in fraud losses by identifying and mitigating suspicious transactions.
- Streamlined regulatory reporting processes, improving submission accuracy and timeliness by 30%.
Affiliations
- Association of Certified Financial Crime Specialists (ACFCS), 01/01/23, Present
- Association of Certified Anti-Money Laundering Specialists (ACAMS), 01/01/25, Present
Skills
AML/CFT Compliance & Investigation, Financial Crime Risk Assessment, Transaction Monitoring, Risk-Based Approach to Due Diligence (KYC/CDD/EDD), Regulatory Compliance & Policy Development, Sanctions Screening & PEP Identification, Suspicious Activity Reporting (SAR/STR), Fraud Investigation, Open-Source Intelligence (OSINT), Strong analytical and Investigative skills, Communication & stakeholder engagement, Attention to detail & risk mitigation, Project management, Proficiency in MS PowerPoint, Word, Excel, Outlook
Timeline
AML Analyst (Intern)
Pesapeer Inc
09.2024 - 12.2024
AML Financial Crime Investigator
Pagatech Limited
04.2021 - 05.2023
Compliance Officer
Pagatech Limited
01.2018 - 03.2021
Bachelor of Science - Economics Education
University of Lagos
Postgraduate Certificate - Investigation and Compliance
Lambton College
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