Minal Arole
Milton,Canada
Summary
Results-driven financial professional with extensive experience in residential mortgage and credit evaluation. Proven expertise in customer relationship management and a keen attention to detail. Currently pursuing the Certified Anti-Money Laundering Specialist (CAMS) certification, with aspirations to apply investigative skills within an AML Financial Intelligence Unit (FIU) role to effectively mitigate financial risks and ensure regulatory compliance.
Overview
10
10
years of professional experience
Work History
Personal Banker / Residential Lending Specialist
TD Canada Trust
07.2021 - Current
- Ensured personalized banking experiences for all clients.
- Determined client financial requirements, and proposed suitable solutions.
- Conducted comprehensive risk assessments on new and existing clients.
- Ensured compliance by meticulously reviewing and verifying customer identity documents.
- Identified potential risks in customer profiles and communicated them to the appropriate departments.
- Facilitate regular assessments and event-specific evaluations.
- Conduct credit applications and review documentation compliance, ensuring adherence to TD guidelines.
- Planned and conducted risk-based investigations into suspected fraud.
- Identified and documented atypical financial activities for further review.
- Examined credit bureau reports to detect inconsistencies.
- Ensure precise record-keeping of all steps and choices made.
Senior Financial Advisor
Bank of Nova Scotia
06.2019 - 11.2020
- Performed comprehensive analysis of housing documentation and financial viability to propose funding decisions.
- Oversaw and documented potential fraudulent and laundering activities.
- Coordinated closely with underwriters in documentation preparation.
- Developed a thorough understanding of clients' financial requirements.
Financial Advisor
TD Canada Trust
04.2015 - 05.2019
- Provided customers with appropriate financial product recommendations.
- Tailored financial strategies for clients encompassing various banking, investment, and borrowing options.
- Advanced in position twice over three years from an initial role as part-time customer service representative.
- Initiated and cultivated client relationships to enhance business expansion.
Education
Certified Anti-Money Laundering Specialist
CAMS
12.2024
Bachelor of Science -
University of Pune
IndiaCertified Mutual Fund Representative -
IFIC
Skills
- Effective Problem-Solving Abilities
- Credit Application Expertise
- Strong Verbal Communication
- Multitasking Proficiency
Accomplishments
- Active Member of RESL Specialist Team: Participated in TD's pilot program since 2022, contributing to innovative solutions and strategies.
- Top Performer Recognition: Consistently ranked among the top 10 performers in the Ontario region by the SVP at TD Canada Trust for three consecutive years.
- Quarterly Spotlight Nominee: Nominated for the Q4 Branch Banking Quarterly Spotlight by the Branch Manager, highlighting exceptional performance and dedication.
References
References available upon request.
Timeline
Personal Banker / Residential Lending Specialist
TD Canada Trust
07.2021 - Current
Senior Financial Advisor
Bank of Nova Scotia
06.2019 - 11.2020
Financial Advisor
TD Canada Trust
04.2015 - 05.2019
Certified Anti-Money Laundering Specialist
CAMS
Bachelor of Science -
University of Pune
Certified Mutual Fund Representative -
IFIC
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