Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Timeline
Generic

Mohamed Mbarek

Toronto,ON

Summary

  • Experienced bilingual Financial Analyst skilled in analyzing and interpreting financial data for decision-making support.
  • Proficient in financial modeling, budgeting, forecasting, and compliance with US GAAP and IFRS standards.
  • Achieved a 15% increase in profit margin through optimized cash flow management.
  • Negotiated financial contract terms with suppliers and clients to ensure timely payments and compliance.
  • Conducted thorough risk assessments and prepared detailed financial reports for credit and investment decisions.
  • Secured €2,000,000 funding for European expansion, resulting in a 30% sales increase in 2022.
  • Proficient in Excel, financial modeling, and leveraging data-driven insights for strategic decisions.
  • Effectively communicated complex financial concepts to support informed decision-making by management and stakeholders.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Bilingual Risk Rating Specialist

TD Bank
Toronto, Ontario
03.2024 - 07.2024
  • Analyzed financial statements for private companies or corporate groups to ensure compliance with US GAAP and IFRS standards.
  • Conducted detailed analyses of financial and accounting data, calculating variances on key financial amounts.
  • Compared current financial statements with prior periods for companies seeking credit to identify significant variations.
  • Collaborated with branches to reconcile supporting documentation for significant discrepancies in financial data.
  • Managed and eliminated intercompany transactions for manual consolidation of financial statements.
  • Provided support to the manager in risk assessment and resolved user requests of varying complexity.
  • Generated business risk rating (BRR) calculations and prepared comprehensive financial reports and credit ratings based on entered data.
  • Integrated reports into the system after manager approval to assist branch credit decision-making.

Bilingual Customer Service Representative

Foundever
Toronto, Ontario
10.2023 - 01.2024
  • Resolved customer complaints in a professional manner while adhering to corporate policies and procedures.
  • Assisted customers with product selection and answered questions regarding features, benefits, and pricing of products or services.
  • Processed orders accurately and promptly, ensuring timely delivery of goods and services.
  • Utilized multiple computer systems to access customer accounts, process payments, update account status.
  • Maintained a friendly yet professional demeanor during all interactions with customers.
  • Educated customers on how best utilize their purchased products or services.
  • Documented customer correspondence in CRM to track requests, problems, and solutions.
  • Met or exceeded sales goals by consistently promoting relevant items to callers.

Senior Financial Analyst

Fashion Sourcing
01.2020 - 06.2023
  • Evaluated new investment opportunities by creating financial models and integrating different investment analysis frameworks, leading to refined and accurate investment decisions and a 10% increase in overall investment portfolio revenues from 2021 to 2022.
  • Effectively analyzed the company's financial statements and forecasts, creating financial models using advanced Excel skills and various project analysis frameworks. Provided critical insights to the board for assessing risks and making strategic decisions.
  • Negotiated financial contract terms with suppliers and clients to ensure timely payments and adherence to payment deadlines.
  • Managed an initiative to optimize cash flow, resulting in a 15% increase in profit margin compared to the first half of 2019. Demonstrated ability to drive financial health through data-driven decisions.
  • Collected financial data and conducted management interviews to produce a comprehensive analysis for informed strategic decisions.
  • Created partnership agreements with a global textile sector leader to promote sustainable business practices.
  • Developed a financial strategy that secured €2,000,000 in funding for European expansion, leading to a 30% increase in sales in 2022. Created investment term sheets to ensure compliance and protect company interests.

Finance Analyst Intern

Transaction Services / Financial Audit
02.2017 - 07.2017
  • Conducted thorough financial due diligence and financial modeling for clients across diverse industries, including Retail, Education, Healthcare, Financial Services, and Real Estate which contributed to the successful closure of multiple deals.
  • Through extensive research on companies and industries, provided valuable insights to the leadership team through extensive research, which facilitated informed decision-making.
  • Reviewed financial statements to ensure accuracy and compliance with laws and regulations.
  • Examined accounting records and systems to make sure they met accepted accounting procedures.
  • Collaborated with the audit team to reconcile company invoices with the general ledger (accounts payable, accounts receivable, inventory status) as per agreed procedures.
  • Prepared reports and documented findings and recommendations.
  • Developed financial performance summaries for potential investors and buyers.

Education

Master Degree - Financial Markets

TUNIS CARTHAGE UNIVERSITY
Tunisia
07-2018

Certificate - Financial Market

Bentley University
Boston, US
07-2016

Bachelor of Business Administration - Management And Leadership

IHET
Tunisia
06-2015

Skills

  • Financial Modeling
  • Forecasting and Budgeting
  • Reconciliation Analysis
  • Financial statement analysis
  • Project Management
  • Microsoft Excel
  • Financial software
  • Stakeholder Communication

Accomplishments

  • Best Employee of 2022 at Fashion Sourcing

Certification

  • PMP ( In progress 2024 )
  • CFA Level 1 ( I progress 2024 )
  • MS Project certificate ( 2023 )

Languages

English
Native/ Bilingual
French
Native/ Bilingual
Arabic
Native/ Bilingual

Timeline

Bilingual Risk Rating Specialist

TD Bank
03.2024 - 07.2024

Bilingual Customer Service Representative

Foundever
10.2023 - 01.2024

Senior Financial Analyst

Fashion Sourcing
01.2020 - 06.2023

Finance Analyst Intern

Transaction Services / Financial Audit
02.2017 - 07.2017

Master Degree - Financial Markets

TUNIS CARTHAGE UNIVERSITY

Certificate - Financial Market

Bentley University

Bachelor of Business Administration - Management And Leadership

IHET

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Mohamed Mbarek