Dedicated business professional with a Master's degree in Economics background in Finance and Real Estate. Skilled in conducting Market Feasibility Studies for residential apartments & condominiums, strategic planning, and budget assessment to drive informed decision-making. Experienced in analyzing diverse projects and collaborating effectively with team members.
Analyzing HRM residential real estate markets, applying market data and trends to identify and pursue investment opportunities by adding values to rental properties through strategic planning and budget assessment
Preparing initial reports for valuation appraisers by analyzing financial statements, rent rolls, leases, zoning, vacancy rates and historical comparable sales; provided projections on expected market rents and expected appraised values for the target property, as well as details on NOI and CAP rates
Utilizing strong interpersonal and communication skills to establish trustworthy relationships with Nova Scotia Realtors, Home Inspectors, Contractors in trades and other service professionals
Facilitated property inspections and property improvements to maximize property value
Engaging in communication with tenants for lease agreements, property viewings, advertising rental properties
Responsible for rent collection, property maintenance and inspections, and resolving complex scenarios in accordance with Nova Scotia’s Residential Tenancies Act.
Economic Analyst
Altus Group - Research, Valuation and Advisory (Economic Consulting)
02.2018 - 09.2019
With advanced research and quantitative analysis skills, conducted Residential (high-rise) Market Feasibility Studies on major Canadian real estate markets for the development of purpose-built rental, condominium apartments, and student housing projects; provided input on REITs' project design and planning for clients in a thriving, fast-paced work environment
Responsible of assessing comparable sites by analyzing and collecting data related to apartment facility features, amenities, square footage, number of bedrooms/bathrooms/den(s), age, construction phase, location, rents, parking spaces, etc
Conducted research and qualitative studies under the municipal Development Charges Act and Fees for the Greater Toronto Area (GTA) and Greater Vancouver area through coordinating with regional/municipality planning divisions, and assessing quantitative models; contributed research studies on Halton Region’s demographic growth projection under the Education Development Charges (EDCs) by-law
Analyzed and assess Canadian real estate and economics market trends, as well as future competitive real estate developments, to determine potential impacts on housing demands; enhanced forecasting accuracy for housing absorption in the future residential market and pro-forma; recommended strategic plans collaborating with senior management for clients
Examined economic/growth plans and social characteristics of populations and households profiles in studied submarket areas (aggregated census tracts/dissemination areas) by analyzing large dataset from various sources, including CMHC HMI, CANSIM, Census, and Real Estate Boards (e.g., development applications), as well as utilizing QGIS and ArcGIS.
Business Finance Officer
Ontario Ministry of Health and Long-Term Care - Health Capital Investment Branch
05.2016 - 01.2017
Developed benchmarking tool to measure future Ministry funding decisions by analyzing Ontario’s capital Transition Costs under the Post Construction Operating Plan (PCOP) program and Health System Funding Reform (i.e., HBAM model); formulated costs associated with capital projects to expand Ontario hospitals and services
Achieved recognition developing new cash flow forecasting methodology to improve accuracy of Ministry budget forecasting (by $30M) and fiscal Budget by applying advanced Excel skills; analyzed and defined standard timelines and payments of the Small and Community capital projects; identified sources of variance between cash flow forecasts and actual spending; delivered presentations to senior management and 50 branch employees
Identified substantial multi-million dollar accounts receivables as significant contributor of financial analyses to major ministry projects and recommend seniors management for upcoming budget improvements; reconciled GTA hospitals’ settlement projects applying Capital Project Settlement Policy and Ministry Capital Cost Share Guide; delivered recommendations to capital project manager and consultants in written executive summary and briefing notes.
Financial Analyst
Canadian Tire Financial Services - Financial Planning & Analysis (FP&A)
01.2014 - 01.2015
Developed strong financial reporting and time management skills by preparing daily/weekly/bi-weekly/monthly financial reports and dashboard for senior managements in a fast-paced environment
Gained valuable financial industry experience by utilizing analytical skills for daily account receivable projection of credit card portfolio, market share and trend as well as developing an in-depth financial dashboard using Excel to present key financial indicators (KPI’s) to management
Applied finance fundamental theories and techniques while forecasting third quarter (Q3) 2014 Bankcard and 2015 Budget reports based on investigations of historical trends and client input; analyzed variances and provided detailed commentary on the forecasting reports
Strengthened written communication skills producing Weekly Business Operations Reports for executive management; applied collaboration skills to communications with marketing branch executives and produced power point presentations including commentary on business results.
Education
Master of Business Economics - Economics
Brock University
St. Catharines, Ontario
10.2017
Bachelor (Honours) of Business Economics - Finance
Brock University
St. Catharines, ON
08.2015
Fundraising Experience
06/01/16, 08/01/16, Federated Health charities, $2,500, Developed fundraising strategies and communications in coordination with volunteer team members
Wellness Program
Ontario Public Service, Promoted health and wellness in the workplace by developing and implementing program to make healthy smoothies for branch employees
Leadership Professional Development
Attended Professional Development Workshops and Educational Seminars (2018-2019)
Toronto Association for Business and Economics (TABE), “Factors Contributing to Escalating Home Prices in Canada (CMHC)”
Toronto Association for Business and Economics (TABE), Bank of Canada Monetary Supply Report Review
Real Estate Forum in Toronto, The SVN Rock Advisors Apartment Construction Development Workshop
Statistics Canada, Census Profile 2021 Data Training
Statistics Canada, 2021 Census Dissemination Consultation and Discussion Seminar
Federated Health Charity Campaign Coordinator (2016-2017)
Ontario Public Service
Timeline
Real Estate Entrepreneur
Self-employeed
10.2019 - Current
Economic Analyst
Altus Group - Research, Valuation and Advisory (Economic Consulting)
02.2018 - 09.2019
Business Finance Officer
Ontario Ministry of Health and Long-Term Care - Health Capital Investment Branch
05.2016 - 01.2017
Financial Analyst
Canadian Tire Financial Services - Financial Planning & Analysis (FP&A)
01.2014 - 01.2015
Master of Business Economics - Economics
Brock University
Bachelor (Honours) of Business Economics - Finance