Mirza Arifhodzic, M.Sc., CFA, FRM

Dynamic and results-driven finance and risk management professional with extensive experience in economic capital assessment, stress testing, financial modeling, risk assessment, and regulatory collaboration. Proven track record of providing strategic leadership, fostering high-performance teams, and enhancing risk management frameworks. Adept at leading cross-functional committees and driving continuous improvement and methodological rigor.

• CFA (CFA Institute); Charter holder since 2013
• FRM (GARP); Charter holder since 2019

• Increased Stress-Testing Frequency, Achieved a substantial rise in the number of stress-tests conducted annually, escalating from approximately 12 per year to nearly 100 per year.
• ORSA Framework Reconfiguration, Successfully reconfigured CMHC's Own Risk and Solvency Assessment (ORSA) framework to enhance alignment with the regulatory MICAT framework and the stress-testing program., 09/01/21
• Pandemic Response Stress Testing, Reengineered CMHC's stress-testing program in response to the COVID-19 pandemic, ensuring robust financial resilience and preparedness., 09/01/20
• CDIC Risk Assessment Methodology, Conducted a comprehensive review and implementation of CDIC's risk assessment methodology across two periods., 01/01/16 - 12/31/17, 01/01/22 - 12/31/23
• DSIB Resolution Plan Evaluation, Led the review and assessment of resolution plans for Domestically Systemically Important Banks (DSIB)., 01/01/17 - 12/31/19
• Assessment of Distressed Institutions, Undertook the review and evaluation of distressed member institutions, ensuring effective resolution strategies., 01/01/17 - 12/31/18
• Banking Product Prepayment Assumptions, Reviewed and implemented prepayment assumptions for various banking products., 01/01/12
• Risk-Based Indicators Development, Developed critical risk-based indicators, including the 'Earnings Sensitivity to Interest Rate Shocks' metric., 01/01/11
• Financial Models/Tools Development, Conceptualized, developed, and implemented various financial models and tools to enhance risk management and decision-making processes.